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How to Break the Paycheck to Stress Cycle Beyond the Pandemic
Becoming More than Average According to the Bureau of Labor Statistics, the median wage for workers in the United States was approximately $45,000 per year for a 40-hour workweek (as of December 2018). Granted, salaries vary significantly based on experience level, occupation, educational attainment, and location. Some college graduates in professional, technical, and management occupations earned an average of $65,000 annually. Others in service-related industries earned an average of $30,000 annually. No Matter How We Spin It, We are Living Above Our Means While Generating Stress. In larger cities like New York, Atlanta, and Washington, DC, jobs tend to pay more and are often adjusted to the cost of living increases vs…
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How to Survive the next Financial Recession with the Net Max Strategy
Was it last week or the week before; people panicked yet again. The flashy headlines, DOW plummets more than 800 points after Trump orders US manufacturers to leave China, Brace for a stock market drop if the Fed’s Powell doesn’t yield to Trump, The economist who first linked the yield curve to recessions sees ‘pretty high’ chance of downturn, Recession coming late 2019, Michael Jackson Stages Epic Come Back, Aliens Attack Mars, etc… All of this prompting, FB and social media hindsight punditry because they obviously already know it was coming since 2016. It’s sensationalism at its finest. I still remember people threatening to move to Canada if Trump became…
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5 Easy Steps to Boost Your Linkedin And Get Noticed
Alainta Alcin stated that I should do a “How to Improve Your Linkedin” article. For one, she is not the boss of me so “NOPE”. I didn’t want to at first. Once I began clicking around on my profile, it became clear that I had tons of gaps. My first job at McDonald’s was on there for no reason at all. Just taking up space. There were grammatical errors and job description Copy + Paste moments. Who was I fooling? It looked like a sophomoric mess. How to Improve Your Linkedin Make the changes, hopefully it makes more “cents” for you in the end. See you are not alone in…
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Love and Money: A Man’s Guide to Not Going Broke While Dating
There are many money-hungry women nowadays (with all due respect). Digging through the weeds will land you the right one but you are bound to catch some splinters.
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Understanding the Value of Your Net Worth and Avoiding Flex Culture
Ramping up on Flex Expenses 2019 ramped up the “Post to Flex” motif to 1000%. International travel has received a massive boom in interest (largely due to Instagram) and the dollars have increased to ridiculous numbers. According to the World Travel and Tourism Council, last year travel and tourism grew 3.9%, contributing to a growth of 319 million jobs and $8.8 trillion in hard smackers. The travel industry is becoming the second-fastest-growing sector in the world. On the other hand, “Breakfast habits are shifting to fit consumers’ busy schedules and include more snacking, less traditional breakfast foods, and eating on-the-go during the morning hours,” per Hannah Spencer, Foodservice Analyst. All while Brunch…
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Here are The Five Cardinal Rules of Personal Finances
“Sometimes life knocks you on your ass… get up! Happiness is not the absence of problems, it’s the ability to deal with them” Steve Maraboli Unemployed and Unemployable After watching Elizabeth White’s desperate plea over the internet for those who are “unemployed at 55 and faking normal”, I realized a few things. For over 25 years, she broke what I’ll dub “the five cardinal rules of personal finances”. Elizabeth White is a highly educated and resourceful professional who at times in her career was making over $100,000 per year and sometimes $200,000 per year. She was a far cry from those struggling to make ends meat. She was to all extent and purpose, “living…
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How to Plan Your Next International Trip: Cutting Costs while Upping Excursions
Travel planning is just as fun as the trip. Well to me. Building a Great International Travel Plan is key So, you want to live the #travelnoire yacht lifestyle, but you don’t have unlimited funds… Worry not! This is just the strategy/planning guide for you. You can do this on your own and you might just have loads of fun planning it as well. A Whole Lot of Travel Planning for a Whole Lot of Fun In the summer of 2019, my girlfriend and I traveled to 12 countries and visited over 70 unique locations which included the Barack Obama Plaza in Ireland, tons of UNESCO sights such as the Cliff of Moher, Edinburgh Castle, Stonehenge, Windsor, Bath, Westminster,…
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How Others Get to Retire Rich. You’ll Need $1.7 Million by the way.
So just Retire Rich? That sounds easy enough. Still not rich yet? Well, Summer is in full swing and you are just about to travel. Tuesday is indeed the cheapest day to fly. Or you are catching up on Stranger Things 3. Too late, this article just popped up on your notifications and you dodged it. You grab a Starbucks and mistakenly logged back into Facebook; it’s too late again. You read the headline. You’re welcome. Sorry to burst your Instagram travel life bubble, but this is the reality. Stop being aimlessly busy flexing. The more you spend now, the more you will regret it in the future. It’s true that you don’t want…
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#TravelTypes – Know Who To Vibe With or End Up Fighting
“Are millennials traveling more?” I’ll save you the research. That’s a yes. In the advent of social media, #instagram culture, and $1,000 cellphones with 18 megapixels; Travel is now a staple of every millennials’ life plan. No matter the dollar sign. No matter the student loan gripes nor the crummy jobs, suffice to say; millennials might just die without traveling every 2 years. Most Americans don’t even own a passport, let alone know their travel type. Back in early 2016, I got a call from my cousin. She was heading to Dubai for the 3rd time. Admittedly, she said that the food is trash (which is why we don’t often see photos of #dubaifoodie).…
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What Every Millennial Black Woman needs to know about Money
Per the 2015 Asset Funders Network report, the median wealth of White single women was $15,640. The median wealth for single Black women and Latina women was $200 and $100 respectively. The usual reaction to this is, “Not me”. We have to settle quickly into this new acceptance phase and dig through the actual statistics because Black millennials are simply underprepared. For Black women, it’s not a just glass ceiling; it’s a thick platinum beam. Underpaid and Undervalued Given the current direction of the black community, it’s time to rely on our individual strength and “Lift as We Climb”. It is important to note that wealth in this country looks very different for white…
