Intermediate Level
This is the intermediate level of Personal finance.
This section encompasses financial articles who want to excel with wealth, leverage debts, invest in Real Estate, and more. The Neighborhood Finance Guy covers all that and more. From budgeting, life insurance, how to buy your first home, and your first investments up to retirement planning, and tax and estate planning. It's all part of your wealth profile and strategy.
Personal finance depends on your income, expenses, goals, and desires. As such, it’s important to become financially literate, so you can make S.M.A.R.T.E.R decisions.
Here are some intermediate-level tips: Develop or follow the Higher Level Max Financial Plan, Run an inventory of your assets and liabilities, Start tracking your wealth (also known as Net Worth), Set a Budget you can follow, Consider your sweet spot either Real Estate, Small Business and more, Allocate at least 15% for additional debt pay downs, at Least 20%-30%% toward savings, and
- the rest to your needs.
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How to take advantage of the 2027 Triple Tax Saving Opportunity
Triple Tax Saving Opportunity. For 2024, the annual contribution limits for HSAs are $4,150 for singles and $8,300 for families. Health = Generational Wealth.
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Breaking Down Our Strategy to Achieve a $1,000,000 Investment Portfolio
A breakdown of our household's investments as of March 2024 through 2025. Still, on track with the Net/Max Financial Plan to retire early.
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We Paid $200,000 in Debt. Here are Some Wealth Tips
Sounds crazy but It's true. We were able to pay $200k in total debt repayments in 1yr. Here's our best advice for married millennials.
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How We’re Building On Our $500,000 Investment Portfolio
A breakdown of our household's investments in 2023. Still, on track with the Net/Max Financial Plan to retire early.
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Here are the Top Recession Investing Strategies For Beginners
Your household recession investing strategy should help you prepare for financial emergencies, engage in wealth protection, boost dividend income, and scale.
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How to Invest Your First $250,000 to Retire with $80,000 Annually
If you are looking to retire comfortably with $80,000 of passive income, you have to invest first. $250,000 can set you up for life.
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Why You Should Follow These Baby Steps with Extreme Caution!
Financial literacy is way more than baby steps. It's a lot of challenging adult wealth-building. You will be pushed and this will change you.
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How to Save $$$ with the Latest IRS Tax Brackets for 2023
Hello, you've reached the IRS. New Tax Rates for 2023, who dis?!
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Real Entrepreneurs Scale Seven Figure Businesses. Here’s how to level up
In this episode, Lovely Merdelus is recording her first solo episode. It's going to be pure Flame. She is discussing her journey as a social entrepreneur and now as a full fledged business entrepreneur. Her journey was one of acceptance, mental shifting and purpose. In the long run, she knows that her purpose is to teach and help small businesses scale up. Her experience in big tech and growing in a company that was ultimately valued at a billion dollars, showed her that anything is possible. Listen for gems and find your purpose. Alas, since it's a solo episode, Lawrence and Alainta are sitting it out but they will be…
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Update Your Tax Plan for 2022. Here are all the New Brackets and Rates!
Hello, you've reached the IRS. New Tax Rates for 2022, who dis?!
