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How to Reach the New American Financial Independence Dream
Here’s how you make the most of your piece of the new American Dream. The American dream was simple, dare we say easy. Get an education. Pass the terrible Standardize Assessment tests (SATs). Attend subtly expensive college. Make bad decisions and then fall in love or vice versa. After that, work hard at a job you hate or mildly tolerate for several decades. And if everything goes to plan, you’ll eventually have enough money to buy a house with a white picket fence. The last decade has proven that the anachronistic American dream is unrealistic. Ironically, it was just always a dream while for many a waking nightmare. I’m Black.…
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How to Overcome Post-Pandemic Challenges and our Mid-Year Recap
"A mid-year review is a great way to energize your annual goals and performance, in a little-to-low pressure way." In this episode of the Financial Griot podcast, the crew is finally back together. On the table, our mid year recaps from major medical expenses, new pets, inflation and looming recession; it's been a rough six months. Lovely also shares the lessons she is learning along the way. This is going to be heavy. To make this actionable, we highly recommend that you do your own midyear recap. Even invite some friends or family members. This is your opportunity to recalibrate.
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Are You Really Rich or Just Playing Expensive Dress-Up?
Between the Upper Class and the Rich who make up the majority of the top 20% of the US, they own nearly 86% of the nation’s wealth.
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How to Find Purpose at the Core of Financial Independence
Americans are overly consumed by media and purpose deficient. It's no wonder why people are struggling with crafting a real financial plan.
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Prices Push Debt Balances Up. 20 Percent to Be Exact.
In this episode of TFG, the crew discuss how you can manage your money and specifically your credit better. With interest rates rising due to inflation, cash flow management will be key to keep your family afloat through the "not-a-recession" period. Your credit card debt is about to cost you more. So buckle up to find out what to do.
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How to Craft An Annual Financial Strategy with TNFG
If 2022 was challenging, just know that 2023 will be even tougher. Crafting a financial strategy is the key to growing your wealth.
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How to Kick-Off Your Finances for the New Year
Coming off of a rough 2022, we are going right into 2023. While the mental kick-off was slow, it's a relief to have at least one month of solid stock performance again. But how long will that last?
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Why You Should Follow These Baby Steps with Extreme Caution!
Financial literacy is way more than baby steps. It's a lot of challenging adult wealth-building. You will be pushed and this will change you.
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The Next Recession and Taking Advantage of the Rebound
Getting into and out of a Recession is no easy feat. On this episode of the Financial Griot podcast, the team discusses how we got to this point in which recession fears are looming and also what you can do pre-, during- and post recession to thrive. Millionaires are made during recessions. Learn how to position yourself to win.
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Why Modern Black Culture Became So Toxic & Expensive
In this episode of the Financial Griot Podcast, the hosts share their thoughts on modern Black culture, building wealth and changing priorities and narratives. Currently median Black household wealth seats at $24k. Another recession would bring that number to $12k. According to The Road to Zero Wealth report, the median wealth of black Americans will fall to zero by 2053 if current trends continue. With spending up and credit card usage bolstering lifestyle creeps on social media, is Modern Black cultural zeitgeist detrimental to long term wealth building and wealth preservation. Do we really want to have generational wealth?
