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Another Great Year for Investors, All Things Considered
Just a couple trying to retire with $5M invested assets.
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How to Set Up $2.5M Financial Goal in 2026
Coming off of 2020-2021 with $200k net worth increases year over year, the market slowed drastically for 2022 and 2023. 2024-2028 is looking promising for stocks. With my estimation holding at an average of 18% annually. Translation. It's still a great time to invest for the future. Even if there are down times here and there.
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How We Gained +$20,000 Worth of Wealth in December
A December Santa Claus Rally could have helped sweeten 2025 but Santa was drunk (Again). Our stock performance bumped up 20% for the year though, and our net worth followed. New year coming up with better goals.
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How Do We Make Our Annual Vacation Affordable? We Started with a Financial Plan.
Building wealth is easier when investments are booming. November 2025 clawed back some investment wealth but we will make it up in 2026. The Independence 2026 Rally is loading!
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Which is Better Generational Renting or a 50-year Mortgage?
Recently, Ms. Constance Carter, Wealth Advocate, wrote an opinion piece on “the 50-Year Mortgage Is a Trap, not a Path to Black Wealth.” She goes at length into contextually the 50-year home loan as a bondage, but that’s not accurate. Considering you can pay off your debt as soon as possible through expedited payments with your lender, her Op-Ed is far from accurate. Go beyond that, her attack on home ownership seems negligent to the point of full advocacy of becoming generational renters. Since the peak in 1860, black homeownership plateaued at around 44%. This wouldn’t be so bad if most of that ownership centered around the Boomer generation. You…
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How to Prepare Financially for the Next Government Shutdown
Wow the 2025 Government shutdown lasted longer than we thought it would. Time to prepare financially for the next one in 2026.
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Overcoming a Furloughed Halloween? A Massive Financial Surprise in October!
Financial Scares, Inflation issues and High price frights. Alas we made it through October. Just maybe we can survive to end 2025 post tariffs?
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We hit $2 Million in September! We made it!
September 2025 cemented our climb to multi-millionaire status.
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Understanding The Time Value of Building Real Wealth
Investment thunderstorms, repairs and setting goals. Building wealth has never been harder but we can make it through.
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This ChatGPT Inspired Stock Portfolio is Beating Average Investors?!
ChatGPT is beating the SP500?! Well time to consider going beyond the index and chill model.
