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Falling Behind: The Economic State of Black Men, 2025
Black men are often left out of the conversation when it comes to their economic and social position in the United States. As a second pillar in a household and often the primary breadwinner, their contribution shouldn’t be overlooked, but alas, I have to write this because they/we are. With over 600,000 black men entering unemployment since November 2025, some experts expect the number to climb to a million by November 2026. There is a palpable degree of financial security and stability that Black men can provide in an era of rising costs, inflation, and global turmoil. Their absence may equal a structural and sustained collapse of black communities. At…
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Retiring Early? Now What? What We Plan to Do.
Retiring soon and now what? Everything needs a well thought out plan in my opinion. I have a ton of ideas that will be tweaked.
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All’s Fair in Love, Tariffs, Stagflation and War
All is Fair in Love, Trump, Tariff Wars, Stagflation, and Nvidia earnings. Since we can't predict the future best thing to do now is to inflation-proof your net worth. Beyond that, hold tight.
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Retiring Early vs. $3 Million: Is It Better to Keep Working At that Price?
Recently, I was asked, “Why would you forgo your highest earning years in favor of retiring early?” Obviously, I never thought about it like that. The infinite wisdom of a random social media commenter truly changed my life… Nah. For one, I don’t think they understood how meticulous I could be regarding financial planning. I don’t know one person who retired and isn’t struggling financially, so I understand the caution. Being second-generation Haitian narrows the number of successful retirees to an elite few. Do Haitian-Americans retire? Sure. Maybe? Have I seen it? Not really. Do they even have enough money to really say that they retired? Nope. Most of their…
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How to Stay on Track to Reach Early Retirement
Not sure how the rest will manage working for an extra 25 years, we are out on early retirement in 6 years. At least that's the goal. Will we reach $5 million? Maybe or maybe not, at least we have a goal versus no goal at all.
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The U.S. Kicked Off the New Year with $1 Trillion in Gains!
Coming off of a rough 2022, a stellar 2023-2024, and a rocky 2025. 2026 should be challenging.
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Another Great Year for Investors, All Things Considered
Just a couple trying to retire with $5M invested assets.
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How to Set Up $2.5M Financial Goal in 2026
Coming off of 2020-2021 with $200k net worth increases year over year, the market slowed drastically for 2022 and 2023. 2024-2028 is looking promising for stocks. With my estimation holding at an average of 18% annually. Translation. It's still a great time to invest for the future. Even if there are down times here and there.
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How We Gained +$20,000 Worth of Wealth in December
A December Santa Claus Rally could have helped sweeten 2025 but Santa was drunk (Again). Our stock performance bumped up 20% for the year though, and our net worth followed. New year coming up with better goals.
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How Do We Make Our Annual Vacation Affordable? We Started with a Financial Plan.
Building wealth is easier when investments are booming. November 2025 clawed back some investment wealth but we will make it up in 2026. The Independence 2026 Rally is loading!
