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The Power of Time Valued Wealth
Investment repairs and setting goals. Building wealth has never been harder but we can make it through.
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Bitcoin hit 80,000. So What Now?
Yeah. This is a short one. I posted about Bitcoin as it gained momentum and hit $80,000 as of August 27, 2026. Also, Trump signed the order to rename Lake Ontario to Lake America amid the latest trade war, but I digress. Back to the story. Bitcoin is back, and so are bitcoin bros. They usually disappear to lick their wounds when bitcoin is down, but over the last month, the bros are up +19.12%. Thatโs amazing. While I may be a jerk, Iโm happy to see other investors make money since it sucks to be on the losing end. However, I did note that year-to-date, bitcoin is down 7.65%…
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Investment Portfolio Losses Hit $200,000. Is it Time to Panic or Buy More?!
Catastrophic Tech Reverse in July. What happened to the 250th vibes and world cup happiness? Here's hoping for a solid year end close out of 8%-10% growth.
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Not Debt Free But On Track to $2 Million Investment Portfolio
Hooray we all made it through June. Just six months left to reach your Financial Goals.
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Experiencing the Impact of the Financial Wall
No one prepares for the financial wall. Itโs not just one of them but a set of micro thresholds that can have a positive or negative impact on your psyche. Like failures, there is always a cost for success. And today, we made +$75,000 on a day in the market. My hands were shakingโฆ To be clear, it wasn’t a violent shake. Itโs a slight, unsteady awareness that you might have gone too far. Or more accurately, further than you ever imagined. I mentioned this to the ladies on our financial podcast, โThe Financial Griot.โ I think we are mutation. Some deviant strand of what you should be. It might…
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How We Spent $1,000,000 in 6.5 Years: A Detailed Breakdown
Wow, we spent over $1 million. I’m just as shocked as you are. Most of my ideas come from spur-of-the-moment questions. Besides, it’s not like we spend it all at once. The expense total (represented by our cash outflows) runs from January 1, 2019, through June 8, 2026. In a technical sense, the total gross expenses tally all the transactions that hit our accounts. That’s still a lot over that timeframe, but it’s a bit refreshing to see. I don’t think most people run their numbers to see what’s really happening in their finances. For context, the median U.S. household spent an estimated $1.5 million in total expenditures from 1995…
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We are up $340k! Best Time to Invest may have been 45 days ago.
Hooray we all made it through another May on the road to $1,750,000 investment portfolio. The year is flying.
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How to Financially Survive Trump’s Latest Spring Fling
We might have missed the recession, but the next inflation, tariff, or conflict is here. Every April is a great excuse to improve your personal finances. Free yourself from distractions and lock into building your household's net worth.
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Here’s the Complete Guide to Keeping Personal Finance Simple
A lot of people on social media say that they never learned financial literacy in K-12. While I tend to disagree since Arithmetic, Algebra 1 and 2, Reading Comprehension, and Economics are covered, there is no excuse not to learn today. ๐ฐย To solve things, check out this Personal Finance for Dummies guide. The goal is to simplify what you need to do up front so you don’t confuse yourself along the way. Turns out most people donโt need more income; they need aย cash flow management systemย that tells every dollar where to go. Yes, making more money would be nice too. However, if you can’t manage $10,000, you won’t be able…
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How to Build Wealth: Reviewing Our Nearly $1.4 Million in Investments
While we aren’t quite there yet, my wife and I took a step back to review our investment portfolio performance over the last 12 months. It was intriguing to see the progress. While the day-to-day news cycled through inflation fears, tariffs, market pullbacks, and even a Middle Eastern conflict, we stayed invested. It was a crash course in discipline, risk tolerance, and sometimes buying the dip while it kept dipping. In the end, our investment portfolio grew from $948,927.51 (April 1, 2025) to $1,398,505.46 (April 9, 2026). That’s a cash value increase of +$449,577.95 or +47.38%. That number is phenomenal, and the growth is solid. Being honest, too much growth…























