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Debt is not Bad. Being #Debt Free is not FIRE, Invest More!
In this episode, Lovely and Lawrence talk about the growth of the #DebtFreedomJourney and how it's not always as great as it seems. Popularized by Dave Ramsey in the 2000s, Debt Freedom and #FinancialPeaceUniversity have been re-positioned as an emotional argument when in truth, money management is at the intersection of arithmetics and critical thinking. For example, local bank savings account is still going for 0.01%. An investment of $10,000 in 2021 would have yielded $1. In contrast, an investment of $10,000 in Bank of America $BAC would have yielded $14,881. An investment in JP Morgan Chase $JPM of $10,000 would now be worth $12,811. An investment in American Express…
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Getting Pre-Marital Counseling Pre-Engagement is a thing, now?
Wait isn't that just counseling? In this episode of The Financial Griot, we are introducing Doreen (Lawrence's Wife)! Yep, this is a special couple's episode where we discuss our thoughts on a social media influencer's position on getting per-marital counseling in the dating phase? We dish out our perspectives as newlyweds. It's crazy how the dating game has changed, and how challenging/expensive it's become.
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New Year, New… Nevermind. How Not to Start a New Year!
"New Year and New Me" is tired right now. Just go out and set a trajectory of forward movement. In this episode of the Financial Griot, Alainta Alcin and Lawrence Delva-Gonzalez discuss their important thoughts on Don Lemon and being drunk on camera, and what not to do during the New Year. Ahead of time, we apologize for the sound issue. It is all Lawrence's fault so blame him. Alainta, on the other hand, sounds on point. However if you bare through it, you will find a lot of great gems which is why we decided to keep it. All that out of the way, happy new year. Remember, "Try…
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Childhood Trauma and How to Redefine Your Personal Worth
"The two most important days in your life are 1. The day you were born and 2. The day you find your purpose." Mark Twain For the record, this is a trigger warning for a lot of people who have dealt with childhood trauma or are still dealing with it. Part two of our discussion on disciplining a new generation and realizing that our kids will likely face different challenges. In this segment, Lovely and Alainta wanted to know the story of Baby Lawrence. Seriously It's complicated and sad at points.
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Wait You Don’t Believe in Spanking? How to Raise Modern Kids?
Raising Modern kids can be tricky. So here are some thoughts and tips on your way to being a better parent.
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Millennial Money, Podcast
Building Wealth Made Easy. Here are My Top Five Financial Posts for 2021
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of the Best Pocast that save you money and help you invest.
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We Closed Out Another Year $200,000 Wealthier (Again!). Here’s How We Did It.
Omicron scare, Back Pay, Student Loan Forbearance, and another December Santa Claus rally - all in one week. All of which made us Wealthier.
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How We Crushed Our Net Worth for the 2nd Time
2020 Was a Year That We Will Not Forget. Work Smarter, Not Harder. Go Together to Travel Further. Choose Together Because the Destination is Not Moving.
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While Bitcoin Surged +104%, I lost $25k in Investments
Crypto is surging 100% YTD and leaving my household with these losses. Maybe it's time for me to reconsider my Crypto policy. Time to bet the House?
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Casting Prayers for Opportunities BUT Avoiding Change When It Comes
"Sometimes we stop our own success" In this episode, Lovely and the crew talk about rebuilding our wealth mindset: seeing and acting on opportunity. When the door opens, sometimes you are confronted with your own inaction, fear and limiting beliefs. When that happens, you would need to fight through imposter syndrome. Lawrence is ironically coming clean with his own insecurities.
