With 90% Growth in 2023? How to beat the S&P with this Investment Portfolio
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Millennial Money Management, Investment Portfolio Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T+E.R. goals with your money. The information is free but the struggle is not sold separately. And, if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps and now work as an Auditor. I’m also big on Traveling and watching Anime.
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While often confused with Savings, Investing yields more rewards
Based on news reports, the economy narrowly avoided a true recession in 2023. While the market has been down and turbulent for the last couple of years, the next bull cycle will generate the next generation of multi-millionaires. According to the OECD, America is expected to go through one more mild slowdown with our GDP settling lower than 1.7 percent by 2025.
As pockets tighten up, we also expect monetary policies to ease with interest rate reductions coming as soon as Q3 2024. Bolster by an increasing number of wealthy retirees pouring cash back into society, any recovery rests solely with investors and homeowners.
Since this isn’t a home ownership blog post, may ask well talk about an incredible stock mix that generated amazing results for the last five years. Even if it does 1/3 as well as it did, investors will be in for massive wins.
The world is changing. Your investments might need to change with it.
Before you invest in this Investment Mix, here are some ground rules…
If you need financial or investment assistance, I would recommend that you refer to a fee-online financial advisor who has a fiduciary responsibility to their clients. Since investments can trigger taxes, you might want to refer to a Certified public accountant as well. And if you don’t have a lot of money, just start with a financial plan.
No need to play with your wealth, especially since too many Americans are retiring broke. No matter where investments go, the fundamentals hold. You need to know how to fish, forage, farm, or hunt for your food. And, you need to own your own home.
Setting a More Sinister Investment Trend
As always, I’ll recreate a portfolio based on what was discussed in the news reports using M1 Finance’s create a pie feature.
From that point, we get to play with what I think a good mix looks like, and voila!
This pie is a snapshot of January 2018 through December 2023 (see Graphics #3).
Keep in mind that the 5-year return for the S&P was 83.28% or an annualized average of 16.656%.
Either way, this is still better than 0.01% in a savings account getting shredded by inflation north of +3% this year.
So What’s the Breakdown of this Sinister Six’s Portfolio Tracker?
The TNFG Sinister Six Tracker (see table #1) is a 3-part portfolio with growth, value, and dividend options. The goal of this mix is to buy into Big Tech and High Growth Cycles.
Table 1. TNFG’s Dream Tracker Holdings and 1-yr Averages
| Company | Market Cap | Dividend Yield (if Any) | *Market Growth For the Last 12-Months | *Current Price Per Share | Target Price | *M1 Slice Weight |
| Tesla $TSLA | 572B | 0.00% | 13.95% | $182.63 | $380 | 16% |
| Amazon $AMZN | 1.63T | 0.00% | 58.99% | $157.15 | $230 | 17% |
| Apple inc. $AAPL | 3T | 0.49% | 34.88% | $194.17 | $250 | 17% |
| Nvidia $NVDA | 1.52T | 0.03% | 211.17% | $616.17 | $790 | 17% |
| Microsoft $MSFT | 3.01T | 0.74% | 63.25% | $404.87 | $475 | 17% |
| Google $GOOGL | 1.91T | 0.00 | 9.92% | $151.87 | $180 | 17% |
| Avg | 0.205% | 71.42% |
Sinister Six’s Hit Over 1,370% in the Last 5 Years!
After plugging in the numbers in M1, we can see this Sinister portfolio has been making waves. (see graphics #3). Over 71% rate of return on your investment for the last 12 months and over 1,300% for the last 5 years. That’s an impossible +274% annualized average. An easier way to say, an investment of only $100 on March 23, 2020, would be worth $1,757.73 (January 25, 2024).
That’s a serious jump.
I even wished that I picked this portfolio in January 2023. The opportunity to invest requires that you set SMART+ER goals and dollar cost averages your way into success.
If you want to follow this pie, click here. It’s a link to my M1 pie. This is yet another reason why I love investing with M1 since we can easily share these portfolios.
If you want up to $250 referral, click here.
The Sinister Six Holdings and How They Are Tracking
- Tesla’s mission is to accelerate the world’s transition to sustainable energy. Since its founding in 2003, Tesla has broken new barriers in developing high-performance automobiles that are not only the world’s best and highest-selling pure electric vehicles—with long range and absolutely no tailpipe emissions—but also the safest, highest-rated cars on the road in the world. 5-yr growth 969.41%
- Amazon is guided by four principles: customer obsession rather than competitor focus, passion for invention, commitment to operational excellence, and long-term thinking. Customer reviews, 1-Click shopping, personalized recommendations, Prime, Fulfillment by Amazon, AWS, Kindle Direct Publishing, Kindle, Fire tablets, Fire TV, Amazon Echo, and Alexa are some of the products and services pioneered by Amazon. 5-yr growth 390.24%
- Apple Inc. is an American multinational technology company that designs, develops, and sells consumer electronics, computer software, and online services. It is considered one of the Big Five companies in the U.S. information technology industry, along with Amazon, Google, Microsoft, and Facebook. 5-yr growth 409.50%
- Google $GOOGL is an American multinational technology company that specializes in Internet-related services and products, which include online advertising technologies, a search engine, cloud computing, software, and hardware. 5-yr growth 180.01%
- NVIDIA $NVDA is the pioneer of GPU-accelerated computing. The Company specializes in products and platforms for the large, growing markets of gaming, professional visualization, data center, and automotive. Its creations are loved by the most demanding computer users in the world – gamers, designers, and scientists. And its work is at the center of the most consequential mega-trends in technology. 5-yr growth 1,455.04%
- Microsoft Corp. $MSFT engages in the development and support of software, services, devices, and solutions. It operates through the following business segments: Productivity and Business Processes, Intelligent Cloud, and More Personal Computing. What should come to mind: Office 365, SharePoint, Microsoft Teams, Skype, Windows, Xbox, game royalties, cloud services, advertising, Search, and news advertising. 5-yr growth 279.06%
Final Thoughts on Prescribed Investment Portfolio
As price inflation and income stagnation hit record highs, investing your money is the only way to go. The bottom 70% of the US is supporting the economy through spending. The top 20% are injecting money through investment and getting better returns. The rich are staying richer due to investments.
One segment is losing and the other segment is gaining speed.
Turns out 2050 will be way more expensive than 2024. For the average person to keep their current $70,000 annual expenses lifestyle, they will have to up the levels to about $150,000. If you are feeling the pinch now, just know it will not be easier later.
Invest to hit your millennial millionaire mark, it’s less heavy lifting than you think. I dished out my Million+retirement strategies all the time. Feel free to read up on it.
Other great write-ups include:
- How to Build a 5-yr Portfolio w/over 500% growth potential,
- US Congress members invest their money to make millions, and even
- How to FIRE up your post-presidential election investment portfolio.
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