TNFG's 101 Best Financial Quotes for Your Generational Wealth

While motivational speeches capture the hearts and imagination of many, financial quotes from the rich and successful can really help you pay your bills. Beyond that, these narrative shifts are necessary if not crucial on the road to creating generational wealth.

As a bonus, you can even underscore any financial quote with an epic soundtrack to the same effect as Deepak Chopra or Les Brown.

There’s a real measurable dollar value that you get from a financial snippet that you can use to set up S.M.A.R.T.E.R goals, budget more efficiently, and invest wisely. These quotes can be timely and familiar. They can also help you learn how to prioritize, develop your purpose, persevere in trying times, and find enjoyment along the way. If you are ready to make the change from paycheck to paycheck, you have to start with a mental reset. This change is the core of financial independence.

The right quote at the right time can change the trajectory of your life. Here are 101 of my favorite quotes on the path to being wealthy, happy, and fulfilled.

Table of Contents

101+ Financial Quotes to Inspire your Generational Wealth Building

TNFG's 101 Motivational and Financial Quotes to Help You Build Generational Wealth and radically change your life for the better.

Motivational Quotes about Long-term Success

“The only limit to our realization of tomorrow will be our doubts of today.” – Franklin D. Roosevelt
“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved.” – Helen Keller
“The way to get started is to quit talking and begin doing.” – Walt Disney
“The successful warrior is the average man, with laser-like focus.” – Bruce Lee
“Some people dream of success while others wake up and work.” – Voltaire
“If you can dream it, you can do it.” – Walt Disney
“The difference between who you are and who you want to be is what you do.” – Denis Waitley
“A successful man is one who can lay a firm foundation with the bricks that others throw at him.” – David Brinkley
“The distance between insanity and genius is measured only by success.” – Bruce Lee
“Success is not final; failure is not fatal: It is the courage to continue that count.” – Winston Churchill
“What’s the key to success? The key is, there is no key. Be humble, hungry, and the hardest worker in any room.” – Dwayne the Rock Johnson
“Always be ready to adjust, recalibrate, and stay after it to become better, somehow.” – David Goggins
“Be brutally honest about the short term and optimistic and confident about the long term.” – Reed Hastings
“If you are not actively seeking and creating opportunities, which always contain an element of risk, you are actually exposing yourself to more serious risks in the long term.” – Tony Buzan
“Success is not an accident. It is hard work, perseverance, learning, studying, sacrifice, and most of all, love of what you are doing.” – Pele

Quotes About Putting in Efforts beyond Limitations

“The greatest glory in living lies not in falling, but in rising every time we fall.” – Nelson Mandela
“You can’t cross the sea merely by standing and staring at the water.” – Rabindranath Tagore
“The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt
“The only way to do great work is to love what you do.” – Steve Jobs
“Every minute you spend feeling sorry for yourself is another minute not getting better” – David Goggins
“The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.” – Vince Lombardi
“We can’t control all the variables in our lives. It’s about what we do with opportunities revoked or presented to us that determine how a story ends.” – David Goggins
“The only person you are destined to become is the person you decide to be.” – Ralph Waldo Emerson
“Don’t Wait for Opportunity, Create it” – Geroge Bernard Shaw
“The only thing that is impossible is the thing you don’t believe you can do.” – Muhammad Ali
“You can’t connect the dots looking forward; you can only connect them looking backward. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.” – Steve Jobs
“The best way to predict the future is to create it.” – Abraham Lincoln
“Failure is not an option. It’s just a step.” – The Rock
“Most wars are won or lost in our own heads.” – David Goggins
“Don’t count the days, Make the days count.” – Muhammed Ali

Inspirational quotes from the Neighborhood Finance Guy website

“The first step to financial freedom is to understand yourself. The next step is understanding your relationship with money.”
“You are 30+, you can’t keep blaming your lack of financial literacy on your high school teachers.”
“A budget is your own roadmap to your financial success. Can’t get mad if you never asked for directions.”
“There are no get-rich-quick schemes. Building wealth takes time, effort, and discipline.”
“Never trust advice from people who never show their hands”
“Debt is a thief that robs you of your time, your energy, and your freedom.”
“Let them struggle. Not everyone wants your version of Success.”
“Most influencers copy-paste snippets of financial literacy. Seek the big picture.”
“Sooner or later, people will merely call you lucky.”
“The only way to get ahead financially isn’t to live below your means. The goal is to change for the better.”
“Financial freedom is not about having a lot of money. That’s the tweet.”
“Investing in three ways: in your Education, in your Network, and in the Market.”
“Emergencies hit every 4 years or so. You might as well prep for the next one.”
“Fortunately I learned from multiple sources. Some are too devoted to their first source.”
“Approach building wealth with the same enthusiasm you had when you were spending it away.”

Encouraging quotes that align financially

“Freedom is never given; it is won.” – A. Philip Randolph
“The struggle for freedom is never-ending.” – Martin Luther King Jr.
“You are worthy of love and belonging.” – Brené Brown
“The most important thing is to never give up.” – Rosa Parks
“If you can dream it, you can do it.” – Shirley Chisholm
“The best way to predict the future is to create it.” – Abraham Lincoln
“We must become the change we wish to see in the world.” – Mahatma Gandhi
“You are capable of great things.” – Barack Obama
“It always seems impossible until it’s done.” – Nelson Mandela
“Blood, sweat, and respect. The first two you give, the last one you earn” – The Rock
You are in danger of living a life so comfortable and soft that you will die without ever realizing your true potential.” – David Goggins, author of Can’t Hurt Me
“There are only two mistakes one can make along the road to truth; not going all the way, and not starting.” – Buddha
“Focusing your life solely on making a buck shows a certain poverty of ambition. It asks too little of yourself. Because it’s only when you hitch your wagon to something larger than yourself that you realize your true potential.” – Barack Obama
“I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.” – Jimmy Dean
“Perfection is not attainable, but if we chase perfection we can catch excellence.” – Vince Lombardi

Best New Year’s Financial Quotes

“The first rule of money is to pay yourself first.” – Morgan Housel, author of the Psychology of Money
“Live below your means and invest the difference.” – Dave Ramsey
“The best way to save money is to not spend it.” – Mark Twain
“Investing is a way of putting money to work for you. When you invest, you are buying a piece of a company or a piece of real estate. The goal is to make money over time.” – Warren Buffett
“The stock market is a roller coaster ride. Some days you’ll make money, and some days you’ll lose money. But over time, the stock market has always gone up.” – Warren Buffett
“If you want to be rich, you have to start thinking like a rich person.” – Robert Kiyosaki
“The best way to get out of debt is to create a budget and stick to it.” – Dave Ramsey
“If you don’t know where you’re going, any road will get you there.” – George Harrison
“A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
“You don’t want to just be a consumer, you want to be a participant.” – Joe Rogan
“The rich invest in assets. The poor invest in liabilities.” – Robert Kiyosaki
“You only regret the workouts you didn’t do.” – Joe Rogan
“If you don’t have a budget, you’re not in control of your money. Your money is in control of you.” – Dave Ramsey
“The best way to build wealth is to invest in yourself. Invest in your education, your skills, and your knowledge.” – Warren Buffett
“Doing well with money has a little to do with how smart you are and a lot to do with how you behave.” Morgan Housel

Top Financial Quotes from Black Voices

“The first step to financial freedom is to understand your money.” – Jamila White, Money Moves Podcast
“You can’t save what you don’t know you have.” – Kiersten Warren, His & Her Money Podcast
“The best way to make more money is to increase your skills and knowledge.” – Chris Hogan, The Chris Hogan Show
“Investing is the key to building wealth.” – Bola Sokunbi, Her First $100K Podcast
“Don’t be afraid to ask for help when you need it.” – Tiffany Aliche, The Budgetista
“Financial freedom is not about being rich, it’s about being in control of your money.” – Michelle Singletary, The Money Girl Podcast
“The best way to get out of debt is to make a plan and stick to it.” – Alvin Adams, The Money Talks News Podcast
“You can’t change your financial situation overnight, but you can start making small changes today.” – Jada Pinkett Smith, Red Table Talk
“Financial freedom is a journey, not a destination.” – Aisha Curry, The Aisha Curry Show
“A budget is a tool that helps you track your income and expenses so you can make informed financial decisions.” – The Frugal Black Girl
“The most important aspect of keeping your money is being aware of how much of it you are spending.” – Tiffany ‘The Budgetnista’ Aliche, author of The One Week Budget
“The reason I’ve been able to be so financially successful is my focus has never, ever for one minute been money.” – Oprah Winfrey
“I believe in destiny. But I also believe that you can’t just sit back and let destiny happen.” – Spike Lee
“You may encounter many defeats, but you must not be defeated.” – Maya Angelou
“I’m hungry for knowledge. The whole thing is to learn every day, to get brighter and brighter.” – Jay-Z

Quoted For a Life Time

“Trust yourself. Think for yourself. Act for yourself. Speak for yourself. Be yourself. Imitation is suicide.” — Marva Collins
“Change will not come if we wait for some other person or some other time. We are the ones we’ve been waiting for. We are the change that we seek.” – Barack Obama
“Success is to be measured not so much by the position that one has reached in life as by the obstacles which he has overcome while trying to succeed.” – Booker T. Washington
“I had to make my own living and my own opportunity. But I made it! Don’t sit down and wait for the opportunities to come. Get up and make them.” – Madam C.J. Walker
“An investment in knowledge pays the best interest”. – Benjamin Franklin
“Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison
“A nickel ain’t worth a dime anymore.” – Yogi Berra
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale
“Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” – J. Paul Getty
“I have not failed. I’ve just found 10,000 ways that won’t work.” – Thomas A. Edison