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With No Savings and No Home, There is a New Debt Crisis. My Mom Can’t Afford to Retire
Last year, my siblings and I had a heart to heart conversation with my mother. It broke my heart to say it. It broke her spirit to hear it.
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Black Media and the Future of Black Wealth in America
So… So What? Now What? When writing an article like this, some assume that you have a vendetta or an ax to grind with Black news/media. Once published, one can also welcome the regal title of “Hater” or the intellectual critique of famed lyrical poets such as Clifford Joseph Harris, Jr. (T.I.) who would undoubtedly stop at the title, just to cut me off to say, “that’s some Bullshit!“ The latter, T.I repeatedly stated in the same video that he appreciates the tax benefits that the Republican party offers him but he will be dammed if he will not benefit off the backs of his own people first. Yeah, he said that.…
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How to Plan Your Next International Trip: Cutting Costs while Upping Excursions
Travel planning is just as fun as the trip. Well to me. Building a Great International Travel Plan is key So, you want to live the #travelnoire yacht lifestyle, but you don’t have unlimited funds… Worry not! This is just the strategy/planning guide for you. You can do this on your own and you might just have loads of fun planning it as well. A Whole Lot of Travel Planning for a Whole Lot of Fun In the summer of 2019, my girlfriend and I traveled to 12 countries and visited over 70 unique locations which included the Barack Obama Plaza in Ireland, tons of UNESCO sights such as the Cliff of Moher, Edinburgh Castle, Stonehenge, Windsor, Bath, Westminster,…
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#TravelTypes – Know Who To Vibe With or End Up Fighting
“Are millennials traveling more?” I’ll save you the research. That’s a yes. In the advent of social media, #instagram culture, and $1,000 cellphones with 18 megapixels; Travel is now a staple of every millennials’ life plan. No matter the dollar sign. No matter the student loan gripes nor the crummy jobs, suffice to say; millennials might just die without traveling every 2 years. Most Americans don’t even own a passport, let alone know their travel type. Back in early 2016, I got a call from my cousin. She was heading to Dubai for the 3rd time. Admittedly, she said that the food is trash (which is why we don’t often see photos of #dubaifoodie).…
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What Every Millennial Black Woman needs to know about Money
Per the 2015 Asset Funders Network report, the median wealth of White single women was $15,640. The median wealth for single Black women and Latina women was $200 and $100 respectively. The usual reaction to this is, “Not me”. We have to settle quickly into this new acceptance phase and dig through the actual statistics because Black millennials are simply underprepared. For Black women, it’s not a just glass ceiling; it’s a thick platinum beam. Underpaid and Undervalued Given the current direction of the black community, it’s time to rely on our individual strength and “Lift as We Climb”. It is important to note that wealth in this country looks very different for white…
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Millennial Newlyweds Bury Themselves In $100,000 Worth Of Debt
First things first, you never lose by marrying the right person. I don’t think there’s a value for that. After chatting it up at length with my buddy Ecclesiaste Clee Guerrier on what was probably another lighting round of social events starting from Marvel Phase 4, Marvel Phase 5, and more Marvel Phase 3; we finally started to talk about actionable goals, the American school system, politics, and wedding costs? Yep, it really happened in that order. We also talked about cars. However, this plot line was mathematically intriguing. So here’s my theory. I think newlyweds are often shocked by the sticker price of their own debt after the first three months of…
