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Divided State of Black America: the Growing Racial Wealth Gap
Most Blacks in the Americas can trace their genealogy to enslaved ancestors, forced into the trans-Atlantic slave trade that started in the early 17th century. From microaggressions in Brazil to colorism in Haiti, vestiges of the past still layer subtext of Black Excellence. To this day, Blacks in the United States continue to face institutional barriers and discrimination, including a growing racial wealth divide.
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Extreme Warning! Don’t Be Average. How to reallocate $20,000 per year
The average American household brings in about $68,000 and spends $63,000. After FICA (Social Security and Medicare) tax of 7.65%, the income already drops to $62,798. There you have it, the problem in high definition.
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The Story of a Bad Black Man: the Most Important Speech that Black Men Need to Know
What remains are your words and how you made others feel. So let your's be the story of the Bad Black Man, who saved the world from itself.
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How to Start Your Black Financial Independence Revolution
Every good decision is not binary. Investing in a 401k for example; earns you the matching contribution, tax avoidance, bigger refund, growth in mkt valuation, and even reduction in student loans. It's a smarter way to FI
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3 Out Of 4 Black Men Are Unemployed Or Underemployed, Is Black Debt Freedom Journey Even A Thing?
Every good decision is not binary. Investing in a 401k for example; earns you the matching contribution (if any), tax avoidance of up to $19,500, lower AGI, high tax return, growth in mkt valuation through dollar cost averaging, and even reduction in student loans based on taxable income.
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Ready to Start Your Wealth Journey? Here is the list of the Top 10 Financial YouTubers for Beginners
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of the Best YouTubers that save you money and help you invest.
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How to Invest in your first Generational and Passive Income Portfolio
Wanna ensure wealth for your family for generations to come. Here's How to Build a Zodiac Portfolio for dividends every month, every $10,000 equals $360 per year forever.
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The Average Household in 2019 Spent $63,036. How Much Did We Spend?
The Average American Household earned $82,852 pre-tax and spent over $63,000 in 2019. Unfortunately, they only saved $7,165. How did we do?
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With No Savings and No Home, There is a New Debt Crisis. My Mom Can’t Afford to Retire
Last year, my siblings and I had a heart to heart conversation with my mother. It broke my heart to say it. It broke her spirit to hear it.
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Black Media and the Future of Black Wealth in America
So… So What? Now What? When writing an article like this, some assume that you have a vendetta or an ax to grind with Black news/media. Once published, one can also welcome the regal title of “Hater” or the intellectual critique of famed lyrical poets such as Clifford Joseph Harris, Jr. (T.I.) who would undoubtedly stop at the title, just to cut me off to say, “that’s some Bullshit!“ The latter, T.I repeatedly stated in the same video that he appreciates the tax benefits that the Republican party offers him but he will be dammed if he will not benefit off the backs of his own people first. Yeah, he…
