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Earning Financial Freedom is a Revolutionary Act
This is one of those rare bonus conversation, all about the Financial Revolution. In the past, we have the Renaissance, the Industrial Revolution Part I and Part II and in modern times, the Financial revolution. The goal is to recognize the game that you are playing. As of now, your goal is to 1. Decrease unnecessary expenses in order to live the life that's tailored to you, 2. increase your income because inflation will eat it up and only cash flow matters, and 3. Investing the difference in yourself, your family, your experiences, your lifestyle, investments, retirement, real estate ownership and finally small business. Take a breather, we know it's…
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What Are The Benefits of High Deductible Health Plans
Figuring out the costs and benefits of our Aetna High Deductible Health (insurance) Plan (HDHP) and Health Savings Account (HSA).
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Jollof is just mushy tomato paste flavored rice!
Contrary to popular belief, Jollof rice is not that good, says Lawrence Delva-Gonzalez. He wanted to make that clear before all of Nigeria bans him from any future travel. Along with Ghana and Senegal, he truly deserves it. Lovely Merdelus tried to warn him but he didn't listen. However, this is still a good conversation about Finances in the Diaspora and what we all can do to learn from each other. The goal of the podcast is to expose people to the novel idea of thinking for ourselves, finding 90% of the ways we agree and accepting 10% of the ways we disagree with each other. Is Jollof just rice…
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The Millennial Worklife Crisis: Burnout and the Great Resignation
The Great Wait, the Great Resignation... #Burnout lifestyle is effecting Boomers, Gen X, Millennials and Gen Z. Add financial stress, insecurity and a near endless post pandemic lifestyle; people are calling it all quits. #TFG is calling it "The Millennial Worklife Crisis." Many are "lying flat" while others are deciding that coasting while FIRE is enough. Just remember even on your best day, you can miss the mark or your goals; those who succeed are those who innovate and endure. In today's episode, Lovely Merdelus lead us into reflecting about when things aren't going Instagram right and how we can all cope during times of challenges. Along with the co-hosts,…
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Groceries up 70%. At least, Our Debt is Down $100k
Thunderstorms and natural disasters. Repairs and costly renovations. We made it through August, just maybe we can close off 2021 off stronger.
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The Black Middle-class and Retiring in a Crisis
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Boomers to Millennial Money Management, Investment Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T goals with your money. The information is free but the struggle is not sold separately. And if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps, and now work as an Auditor. Summary: When White America catches the Flu, Black America catches COVID Research finds that the economic inequality and racial wealth gap continue to grow. Black and…
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A TFG Short – Why Do People Hate Lawrence All the Time?
Hate is a strong word. Let's just say severe dislike with cognitive dissonance. Can we disagree without being disagreeable any more? In today's TFG episode, Lovely Merdelus and Lawrence Delva-Gonzalez discuss comments when posting your own opinion online. Specifically, we are going to discuss how Lawrence manages to get under everyone's skin every time. Particularly on his IG or Facebook page. Also, IG Influencer Jayne Rivera poses next to her father's open casket for likes. Do we all need to take a break from social media to reset and reconsider? Either way, always remember, "he who controls your emotions, controls you."
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Why Relationship Money Talks and Money Dates Matter
Alainta Alcin otherwise known as ATL gets a bae, ghosts us and finally comes crawling back to tell us the story. As always it's all love. In an attempt to snoop around for details, Lovely Merdelus and Lawrence Delva-Gonzalez dig up information on ATL's current beau. We are guessing he is at least 5'11? We seriously don't know where she find men especially when others are complain of a drought. But I digress. To make this actionable for you, we discuss new relationships and the money talk. We talk about how open dialogue about money makes a difference. We also talk about how to be open about where you are…
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How to Set Up Your Month-to-Month Million Dollar Financial Plan
An unwritten and unspoken truth about wealth; “It’s easy if you have a great financial plan.” Financial advisors are merely paid to make the rich richer month-to-month. Here’s how.
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How to Create A Financial Plan that Builds Generational Wealth
October is Financial Planning Month. As such, it's an amazing opportunity to level up like the rich. In this episode, Lawrence Delva-Gonzalez aka our Neighborhood Finance Guy breaks down how you can structure yourself every month of the year in order to build wealth one step at a time. Alainta Alcin and Lovely Merdelus sitting this one out but they will be back in the next episode. In 2016, Lawrence attended two Financial advisory workshops by invitation in Washington, DC. These workshops were tailored to high earners racking in over $125,000+ per year single and over $250,000+ per year as a household. To be honest, they weren't talking about anything…
