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Easiest Way for An American Family to Retire with One Million Dollars
Looking at the stats for 2019 from the US Bureau of Labor and Statistics, it's easy to see why American families are struggling to make head way. You can boost your savings by 231% and retire rich with these tips.
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The Five Things You Need to Improve Your Wealth Before 30
How to Improve Your Worth Early First of all, don’t panic. Take a deep breath and read this on the toilet, in the club, at happy hour, during brunch, after lunch, and prior to Netflix. For households headed by someone age 75 or older, the median value of retirement holdings is $120,000, with an average holding of $336,500. You would have to make that $340k work for the next 20-30 years. So it’s breaking out $340k multiply by .90 (inflation and buying power) divided by 25 years, which equals $12,240/year plus about $24,000/year (from hopefully SSN). Grand total: $36,240/year or $3,020/month. That’s $780 less than the average expense. What do these…
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How this 31-year old Govt. Auditor Spends $64,000 in DC
In 2014, I moved from Tallahassee, Florida to Washington, DC. An opportunity of a lifetime awaited and I did not hesitate. Similar to the ideas in “Think and Grow Rich“, a good choice should never linger for more than 30 seconds. Making no more than $32,000 annually (before Uncle Sam’s cut) at my last position; receiving a phone call for DOUBLE WAS A NO BRAINER, NO MATTER THE ODDS. What Goes Up Cost of living increases added up quickly. Those first few months were rather rough. I was hit with setbacks: waiting on old paychecks and new paychecks, sleeping on the ground in the cold and dead of winter, without adequate heat…
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Here are the Top 10 TNFG picks for New Financial Literacy Youtubers for Beginners
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of some New Financial YouTubers that save you money and help you invest.
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Getting a Lifetime of Disney+ for FREE
Disney Plus, Netflix, Amazon Prime or HBO Max - The best way to approach this is to make the service pay for itself. Invest in $DIS. It Pays.
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How to Build the Next Black Multi-Millionaires
How to Build on the Net Max Financial Plan to Transform it into the Net Max FIRE Plus Strategy for Long Term Generational Wealth.
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Paying More Money Cutting Cable? Here’s How to Save Up to $1,000 Per Year
Less Cable is the Answer After realizing that I’m not rich yet again, I finally decided that paying Comcast Xfinity $156/month is insane for their triple-package “deal”. Last week I realized that most of my viewership goes to Youtube. The content creators are more informative than The Learning Channel (TLC). The historical breakdowns are way more relevant to the topic vs pawnshops and ice road trucking. Even Myths and Mythologies have no mention to Ancient Aliens. It’s just quality products if you subscribe to the right sources. Don’t believe me check out Rob who explains all things comic book or life, Linsay Ellis who has inciteful mini nerd rants about movies and entertainment, Tedtalks, See U in History and Mythology, the Money…
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The Car Accident, The Root Canal and The New Job Opportunity That Changed My life
2013 was a year in transition. From car wreck, to root canal and finally new opportunities. An opportunity of a lifetime beyond the door.
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How to Beat Money Trauma. A Guide For those that Worship Money to those who Avoid Money
Stop Counting Other People’s Money. Beating The Need for Stuff and the Urge to Flaunt Last Friday, I was duped into a coffee meet-up with a financial advisor. Instead of a cold call; like some sort of supervillain, he revealed that this was a cold meetup. The betrayal was indeed real. The experience ended up burning a significant portion of my day off. I was left with two takeaways. One, always ensures that there is a firm purpose if someone wants to link up with you. If there isn’t a Return on Investment (ROI), it’s a waste of your time. Once you reach 30+, “me time” becomes a precious commodity. Secondly, always have a firm…
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How to do a Financial Deep Cleaning this Spring
Spring is finally upon us. Crisp mornings. Light sweater-optional weather. Open windows and pollen everywhere. It’s time. Got to love this time of year. Once tax season ends, the real work begins. Unfortunately, you can’t get ready for this. Got to take a leap of faith in order to close out the year in success vs more of the same. Spring Cleaning!!!! There is nothing more satisfying than a deep breath of “Fabuloso” in the morning. The non-organic purple fog that clogs the judgment is intense. It’s also how you know the current generation doesn’t know how to clean; instead of using tide pods for sport, please consider Fabuloso at 8:00 am…
