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How to Beat Money Trauma. A Guide For those that Worship Money to those who Avoid Money
Stop Counting Other People’s Money. Beating The Need for Stuff and the Urge to Flaunt Last Friday, I was duped into a coffee meet-up with a financial advisor. Instead of a cold call; like some sort of supervillain, he revealed that this was a cold meetup. The betrayal was indeed real. The experience ended up burning a significant portion of my day off. I was left with two takeaways. One, always ensures that there is a firm purpose if someone wants to link up with you. If there isn’t a Return on Investment (ROI), it’s a waste of your time. Once you reach 30+, “me time” becomes a precious commodity. Secondly, always have a firm…
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How to do a Financial Deep Cleaning this Spring
Spring is finally upon us. Crisp mornings. Light sweater-optional weather. Open windows and pollen everywhere. It’s time. Got to love this time of year. Once tax season ends, the real work begins. Unfortunately, you can’t get ready for this. Got to take a leap of faith in order to close out the year in success vs more of the same. Spring Cleaning!!!! There is nothing more satisfying than a deep breath of “Fabuloso” in the morning. The non-organic purple fog that clogs the judgment is intense. It’s also how you know the current generation doesn’t know how to clean; instead of using tide pods for sport, please consider Fabuloso at 8:00 am…
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Black Men and the Rebirth of the Financial Role Model
Only 17% of Black men have a bachelor’s degree. We have to change that drastically. African American males, ages 16 to 64 have a lower participation rate in the labor force (67% compared to ‘all males’ 80%). It has gotten so bad that over 20% of work-eligible black men did not work for all of 2016. The usual reaction to this is, “Not me”. I’m not here for the emotional vanity so please check your unfettered femininity at home. It might not be you. This is the reality for a lot of people that you don’t run into or communicate with, on your normal work-to-home commute. The people we actively avoid on our…
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Do You Know Your Financial Numbers? Because Most People are Broke.
Only one out of three Americans actually know what their monthly budget is. If this is any indication, millennials will be in for a huge surprise as they age through society. Our 20s and early 30s were a wild ride of YOLO, Views from the Six, God’s Plan, Fake Love, Best I Ever Had, 0 to 100, In My Feelings, Nice for What, and Worst Behavior. We basically lived a Drake discography. Why is Budgeting important? Personally, I fell out of love with the paycheck to paycheck living. Getting your net worth north of $0.00 is a full-time orgasmic experience. Budgeting is “Peace of Mind in a Bottle” and I’m desperately trying…
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Everything You Need To Know or You Are Forced To Know About Taxes…
Now that the IRS is back to work; time to get back to filing taxes. The deadline to get it all done is typically April 15 *However, for 2021 it’s May 17, 2021. We get an extra month with two days since it falls on the weekend. 2020 was a different type of year. At least HSAs are still dope. Try not to delay too long, evildoers are hard at work trying to file for you with the refund going back to them. Trust me you don’t want these kinds of problems. “Run and file Asap”, Once you’ve been had; it will take upward to a year to get it corrected with…
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A Real Tough Financial Wake Up Call – How to Stop Being Another Broke Millennial
2015 was a Financial Wake Up Call with Ultimately Became the Catalyst that I Needed to Become Wealth. Embrace the Bad to Enjoy the Good.
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Fixing Past Financial Mistakes: a Bachelor and Wealth Builder
2018 was a year that made and broke friendship. Ultimately, it all forced me to Move my life Forward.
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The Wealth Benefits Of The Net/Max Personal Financial Plan: From $0 to $60,000 Savings Annually
Move over Dave Ramsey, Financial Literacy “Guru”. Here’s the Net/Max Financial Plan! A way to make Personal Finances, Personal again. *Note – This plan is tailored for a Single Individual with no kids, however, the core information is Universal. I guess everyone needs an intro. Hi, my name is Lawrence. Scroll passed my mugshot to skip the intro (Options!). I didn’t know that I was super poor. Yeah, I had a quasi-Business/Accounting/Taxation degree ($110k in Student Loans) and with grades like mine… It was rough. After struggling to find a job (which is a story for another time). I asked a recruiter to be honest with me at the end of FSU Seminole Futures (College…
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Want to Start Building Wealth, Here are the Top 10 Financial Literacy Podcasts for Beginners
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of the Best Pocast that save you money and help you invest.
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The New Magic Number for Automatic Millennial Millionaire Status
More People Should Build Wealth. It's Easier than You Think. Most Millennials Can and Should Consider Becoming Millionaires.
