-
How Much Money or Wealth Do You Need to Be Part of the Middle Class?
Is the middle class shrinking? Most want to be rich while no one wants to be poor. So most call themselves Middle Class to fit in. But how much income do you need? How much wealth do you need?
-
Americans Spent an Extra 20 Percent. Here are the details on the 2022 Fed Survey
The Neighborhood Finance Guy writes about financial literacy topics, investment strategies, Household median income management, and retirement tips to help you make effective decisions and set S.M.A.R.T+ER goals with your money. The information is free but the struggle is not sold separately. If you are feeling poorer, you are likely spending way more than you think. Household income isn’t dropping. Prices on everyday items are going up. Join the Newsletter that can help re-balance your mind, body, and spirit. Feeling a bit stressed about Expenses? The average annual expense per median household went up from $66,928 in 2021 to $72,967 in 2022. This was an increase of 7.5 percent. Add…
-
How to Redefine Achieving Meaningful Success through Conquering Fear
There is nothing left to fear but fear itself.
-
Ready to Pay an extra $400 toward Student Loans Monthly?
After 3 years of Federal student loan forbearance, Americans will contend with a familiar line item in the budget. Most aren't ready for it.
-
Reflecting on How We Became Millionaires in Under Six Years
My wife would admit that becoming millionaires was always more my thing. It was hobby that wasn’t taxing, or costly so she allowed it.
-
Tracking Expenses from Year to Year. Where’s Our Money?
Tracking expenses is a difference better barely making it and becoming wealthy. It's easier once you move beyond the barely making it.
-
Here’s How To Set Up A Retirement Income Portfolio
A solid retirement income portfolio provides retirees with a stable source of income plus potential for growth based on the user's risk profile and time horizon.
-
Amazing Financial Advice if You Make Less than $75,000 per year
Great financial advice if you are stuck in the middle and making less than $75,000 per year. Challenges are mounting, Grow with them.
-
Over 100 Quotes From Black Financial Experts and Wealth Builders
TNFG's Top 101 Motivational and Financial Quotes to Help You Build Generational Wealth and radically change your life for the better. Time to pivot toward a work-purpose balanced life.
-
Here are the 5 Expenses Destroying Your Budget More than the Latte
Turns out most American households are overspending by as much as $5,000. As inflation causes prices for nondiscretionary items like food, housing, and energy to rise, families need to reduce their expenses by any means. This will likely require a change in lifestyle too. My wife and I started eating out less. On top of that, we also started to eat less meat. Most don’t recognize that they are overspending, especially when a mild luxury outing is flanked by smaller ones. Debt by a thousand cuts. If you want to buck the trend of households living paycheck to debt or stress, take the road less traveled. Consider cutting these 5…
