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Earning Financial Freedom is a Revolutionary Act
This is one of those rare bonus conversation, all about the Financial Revolution. In the past, we have the Renaissance, the Industrial Revolution Part I and Part II and in modern times, the Financial revolution. The goal is to recognize the game that you are playing. As of now, your goal is to 1. Decrease unnecessary expenses in order to live the life that's tailored to you, 2. increase your income because inflation will eat it up and only cash flow matters, and 3. Investing the difference in yourself, your family, your experiences, your lifestyle, investments, retirement, real estate ownership and finally small business. Take a breather, we know it's…
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Jollof is just mushy tomato paste flavored rice!
Contrary to popular belief, Jollof rice is not that good, says Lawrence Delva-Gonzalez. He wanted to make that clear before all of Nigeria bans him from any future travel. Along with Ghana and Senegal, he truly deserves it. Lovely Merdelus tried to warn him but he didn't listen. However, this is still a good conversation about Finances in the Diaspora and what we all can do to learn from each other. The goal of the podcast is to expose people to the novel idea of thinking for ourselves, finding 90% of the ways we agree and accepting 10% of the ways we disagree with each other. Is Jollof just rice…
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The Black Middle-class and Retiring in a Crisis
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Boomers to Millennial Money Management, Investment Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T goals with your money. The information is free but the struggle is not sold separately. And if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps, and now work as an Auditor. Summary: When White America catches the Flu, Black America catches COVID Research finds that the economic inequality and racial wealth gap continue to grow. Black and…
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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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The Average US Home in 2020 Spent $61,334. How Much Did We Spend?
The Average American Household earned $84,352 pre-tax and spent over $61,334 in 2020. Unfortunately, they only saved $7,246. How did we do?
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If You Think It Costs A lot Today, Check Out These 2040 Estimates
Nothing erodes Wealth faster than Inflation. If the cost is $60k in 2020, it will balloon to $100k by 2040. Are you making the adjustments?
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All the Wealth Secrets in 3, 2, 1
Wealth is marketed as difficult and secret but it's really easy. Save your money to make more money. Here are the trade secrets.
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The Value of Our Priorities: Renting vs Ownership
Renting vs Ownership as the new American Dream. It all comes down to valuing your own priorities. Home Ownership is still a wealth builder.
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Pay Me What I’m Worth: a Black Man’s Journey to $100,000+
A reflection of one Black man’s journey from dropping out of Grad School, being broke, terrified and finally taking personal accountability. Written by Lawrence Delva-Gonzalez, CFE and Edited by Ecclesiaste Guerrier, SHRM-CP, DEI Paychecks and Balanced Efforts At some point, any Job will do! I’d like to start by saying, “Personal Accountability is not a bad word.” Growing up watching fictional characters, it was easier for me to attribute success with effort. The Bad guys created obstacles and the Good guys learned something along the way and defeated the obstacles. Over time, like many other Black boys transitioning to Manhood, I forgot about these stories. Better yet, I never knew…
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How First Generation Haitian Americans are Achieving Black Wealth
Building wealth is hard and it's not easier being 1st generation Haitian American. These stories prove that debt and wealth are attainable.
