Tracking Our Million Dollar Investment Portfolio Since 2020
You have to have some investment if you want to excel in a capitalist system. Without capital assets, you are merely falling behind.
Here’s every single month of tracking our investment portfolio since 2020. Links are also available for the full net worth breakdown for that month. Although we started to track our net worth in 2012, we didn’t start writing blog posts until June 2020 when the website was created.
Table of Contents
Things that helped our investment grow?
I’m not a fan of people sharing their final investment numbers without a full context. It’s only fair to paint a real picture. For one, although my wife and I didn’t come from money, we ended up in the Washington, DC area.
That’s a massive factor since our gross income exceeds the median of around $80,000 annually by 200 percent. Additionally, we are a dual-income household.
We also bank together so there is one main pot where all our income comes into. Beyond that, we invest first and spend second. Meaning that we throw as much as possible into our 401ks, IRAs, HSA, and after-tax brokerage.
Finally, we are more aggressive than the average investor. Beyond that, we aren’t massive spenders though we travel (carte blanche). Day to day, you would more likely find us watching too much anime and eating out seldom. If we do eat out, we never skip on ramen.
Another big component is that our housing cost is lower than 25% of our gross take-home pay. The last part can change the trajectory of any household.
Full Breakdown of How an Investment Portfolio can Increase from $250k to $1M+
| Month/Year | Investments | Growth/Loss in Dollar Value | Gain (+) or Loss (-) as a Percentage |
| January 2020 | $214,558.05 | +$9,588.64 | +4.47% |
| February 2020 | $215,050.82 | +$492.77 | +0.23% |
| March 2020 | $192,332.61 | -$22,728.21 | -11.82% |
| April 2020 | $217,658.23 | +$25,335.62 | +11.64% |
| May 2020 | $229,432.26 | +$11,774.03 | +5.13% |
| June 2020 | $243,962.58 | +$14,530.32 | +5.96% |
| July 2020 | $259,732.53 | +$15,769.95 | +6.07% |
| August 2020 | $286,128.68 | +$26,396.15 | +9.23% |
| September 2020 | $286,143.05 | +$14.37 | +0.01% |
| October 2020 | $293,158.70 | +$7,015.65 | +2.39% |
| November 2020 | $335,005.64 | +$41,846.94 | +12.49% |
| December 2020 | $356,167.31 | +$21,161.67 | +6.32% |
| Total | +$151,198 | +72.27% | |
| January 2021 | $363,968.85 | +$7,801.54 | +2.14% |
| February 2021 | $381,261.57 | +$17,292.72 | +4.54% |
| March 2021 | $395,908.64 | +$14,647.07 | +3.70% |
| April 2021 | $419,333.35 | +$23,424.71 | +5.59% |
| May 2021 | $424,668.53 | +$5,335.18 | +1.26% |
| June 2021 | $443,203.77 | +$18,535.24 | +4.18% |
| July 2021 | $452,322.52 | +$9,118.75 | +2.06% |
| August 2021 | $466,211.46 | +$13,888.94 | +2.98% |
| September 2021 | $458,872.79 | -$7,338.67 | -1.60% |
| October 2021 | $495,240.03 | +$36,367.24 | +7.34% |
| November 2021 | $501,771.75 | +$6,531.72 | +1.30% |
| December 2021 | $526,540.60 | +$24,768.85 | +4.94% |
| Total | +$170,373 | +47.84% | |
| January 2022 | $510,410.39 | -$17,140.48 | -3.36% |
| February 2022 | $506,622.59 | -$3,787.80 | -0.75% |
| March 2022 | $524,031.09 | +$17,408.50 | +3.32% |
| April 2022 | $463,574.67 | -$60,456.42 | -13.04% |
| May 2022 | $460,882.76 | -$2,691.91 | -0.58% |
| June 2022 | $447,995.62 | -$12,887.14 | -2.88% |
| July 2022 | $484,486.33 | +$36,490.71 | +8.15% |
| August 2022 | $486,073.20 | +$14,595.09 | +3.00% |
| September 2022 | $441,324.67 | -$44,748.53 | -10.14% |
| October 2022 | $473,998.43 | +$32,673.76 | +6.89% |
| November 2022 | $491,243.55 | +$17,245.12 | +3.51% |
| December 2022 | $472,862.94 | -$18,380.61 | -3.74% |
| Total | -$41,680 | -10.19% | |
| January 2023 | $532,851.76 | +$59,988.82 | +11.26% |
| February 2023 | $524,186.12 | -$8,665.64 | -1.65% |
| March 2023 | $546,703.71 | +$22,517.59 | +4.12% |
| April 2023 | $558,061.81 | +$11,358.10 | +2.04% |
| May 2023 | $568,740.18 | +$10,678.37 | +1.88% |
| June 2023 | $610,916.60 | +$42,176.42 | +6.90% |
| July 2023 | $645,720.20 | +$34,803.60 | +5.70% |
| August 2023 | $638,082.31 | -$6,637.89 | -1.04% |
| September 2023 | $619,849.73 | -$19,232.58 | -3.10% |
| October 2023 | $604,096.33 | -$15,753.40 | -2.61% |
| November 2023 | $659,923.49 | +$55,827.26 | +8.46% |
| December 2023 | $689,783.95 | +$29,860.46 | +4.52% |
| Total | +$216,921 | +45.87% | |
| January 2024 | $723,362.74 | +$33,578.79 | +4.64% |
| February 2024 | $772,921.87 | +$49,559.13 | +6.41% |
| March 2024 | $820,276.22 | +$47,354.35 | +5.77% |
| April 2024 | $807,163.65 | -$13,112.57 | -1.62% |
| May 2024 | $859,444.59 | +$52,280.94 | +6.08% |
| June 2024 | $912,337.11 | +$52,892.52 | +5.80% |
| July 2024 | $932,563.67 | +$20,226.56 | +2.22% |
| August 2024 | $937,978.68 | +$5,415.01 | +0.58% |
| Total | +$248,195 | +35.98% | |
| Est. September 2024 | $958,564 | +$21,578 | +2.15% |
| Est. October 2024 | $971,860 | +$13,296 | +1.37% |
| Est. November 2024 | $1,028,328 | +$56,468 | +5.49% |
| Est. December 2024 | $1,043,231 | +$14,903 | +1.45% |
Data as of 9.20.24
About Author
One Comment
Pingback: