Money Management
Money management refers to the processes of budgeting, saving, investing, spending, or otherwise overseeing the capital usage of an individual or group.
7 Money Management Tips to Improve Your Finances.
Track your spending to improve your finances. Create a realistic monthly budget. Build up your savings—even if it takes time. Pay your bills on time every month. Cut back on recurring charges. Save up cash to afford big purchases. And, start an investment strategy.
This understanding provides you with a 360-degree view of your financial picture. The goal is to apply key financial disciplines to help you overcome the obstacles to wealth.
With a clear purpose for your money and sound management principles behind it, you are in much more control of your financial destiny.
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Are You Really Single-by-Choice? A Turn’t 30 Conversation
On this special episode, the Ladies of the Turnt 30 podcast just us for a joint conversation and it gets contentious. Will they battle it out or will they come to a consensus. The topic du jour, "Being Single by Choice" while others could argue that you are simply single because you weren't chosen. Eeesh, writing that sounded harsh. However it's a great opportunity to get to know the Turnt 30 crew and their journey through adulthood.
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Still Not Debt Free, but We Paid Off Nearly $70,000 in Six Months
Hooray we all made it through May and the Pandemic. Just six months left to reach your Financial Goals.
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Hedge Against Recession with an Investment Portfolio that Builds Passive Income
With the stock market declines toward a recession, your next move should be your best move. Time to hedge losses with passive income.
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How to Quickly Calculate Your Wealth
Inflation raging +8%, it's all about wealth protection. While we share our Net Worth monthly, I still get the impression that most don't know.
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Here are the Most Common Financial Mistakes You Should Avoid
No matter if you pivoted from financial mistakes or barely avoided them, this is a great list for those who want to build wealth SMARTER and more effectively.
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Stocks are Down, May as well Buy the Dip!
Hooray we all made it through May and the Pandemic. Just six months left to reach your Financial Goals.
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Here’s How to Boost Your FICO® Score Organically
To start, Banks and Credit card lenders use several different scoring models to calculate creditworthiness, one of which is the FICO. Since its introduction, FICO® Score became widely adopted by 90% of top lenders. While it is similar to Credit Score, FICO®’s initial goal was to improve business decisions by using data intelligently. Payment history and amount of debt are the two biggest factors in determining your FICO® Scores. As such, changes in these areas can have the highest impact. The Most Effective Way to Grow Your FICO® Score If you want to know how to grow your credit score organically, remember to these key ingredients. Your payment history accounts…
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Subscribe to the Top 5 Retirement Planning YouTubers Now
With record high inflation and recession looming, retirement planning for most Americans is on the back burner yet again. Surprisingly, seventy-eight percent of Americans surveyed stated that they were either “doing OK financially” or “living comfortably” in the quarter of 2021, according to the Fed’s Survey of Household Economics and Decisionmaking (SHED), an annual poll of how U.S. adults are faring economically. In truth, many are struggling to keep up. Both instances can’t be right? Well Q1 2022 pulled the rug from under our feet. The rise of groceries and gas translates to an extra $5,000 of unanticipated expenses with one place to pull from, retirement savings. Either folks will…
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Here are the Top 10 Haitian American Financial Influencers to Help You Build Wealth
If you want to know how to live better and build wealth fast, just follow these Top 10 Haitian American Financial Influencers and Podcasts
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Almost $15k Passive Income for Q1 2022 – A Little Money Here and There
The first quarter of 2022 was rough. Winter dragged on and the passive income dragged down. Society is learning that 2022 is not like 2020 or 2021. With price inflation up, some goals might not materialize this year. My primary mission for the 2nd half is to ramp up Financial Literacy consultations and write some E-Books?
