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How We Use Money While the March Market Take Hits
The market is in full meltdown mode. Buy the dip in March 2025 but where is the end? Time to use money wisely. It's costing the average household an extra $10,000 per year to keep up from 2019. The real question is, are you using your money?
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How to Play Financial Chess by Generation
Reaching 40 is an interesting psychological and financial chess game. Your body feels different, and your bank account still isn’t heavy. It’s a near-cosmic awareness of your mortality with a dash of existential dread—the feeling that you forgot to grab something from the grocery store but can’t remember. Every Saturday, I can expect to spend anywhere from $200-$300 just by stepping out the door. Two drinks, a shareable appetizer, and two entrees will run you an easy $140 plus 10% sales tax and +15% gratuity. At this rate, I’m convinced that gratuity is a bougie way to say more fees. The grocery store run is becoming a new ‘Price is…
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How to Retire at 50 pt. 3: Our Top Three Locations for Where to Retire
While retirement seems miles away, my wife and I daydream about our exit strategy. From the freedom from deadlines, managers, and stressing out about money, we are ready to trade for hobbies and adventures.
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How to Retire at 50 Pt. 2: Probabilities of Success
Retirement might seem a long way off, but you are better off planning as soon as possible. While everyone will retire one day, I’m more concerned with the probability of staying retired successfully. In the last blog post, Time to Retire Early at 50, I covered why my wife and I set our exit target after 2032 (seven years). It’s an expedited runway compared to the average retirement age of 62. For me, this means I’m getting out 12 years early. My wife will be getting out nearly 20 years early or even 25 years from her original expectations. With that said, I didn’t get a chance to dive into…
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Time to Retire Early at 50!
I've never seen people retire early. Let alone successfully. Where I'm from most work until their body give out. I won't. I'm out at 50.
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Tracking our Investment Portfolio from Zero to $4 Million
When it comes to building an investment portfolio, start where you are. Better yet, start right now.
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How to Secure a Brighter Financial Future in 2025
Coming off of 2020-2021 with $200k net worth increases year over year, the market slowed drastically for 2022 and 2023. We're Tracking Still Growth over Losses.
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The Election is Over, Setting Our $8M Wealth Goal for 2032
Finally no more election shenanigans, time to get back to building wealth again. Another added benefit of post-November, we can kiss the $12 billion election ad campaigns goodbye. It’s time for the Shen Yu ads to run through February 2025. Seriously, those election ads cost an estimated $12 billion. This is a hint for anyone who wants to pursue a political media, analyst, or strategist career. They get paid a median of $175,000 plus. That’s neither here nor there. For my household, it’s time to plan. In the shadow of election tension during Obama’s second term (2016), we realized that Investing (Not Policy) was our best bet toward financial freedom.…
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How will you invest in 2025. Could S&P 500 soar to +7,400?
Below are the newest 2025 stock market S&P 500 price forecasts, ranging from 6,400 to 7,000. This implies a return of +5% or +15% from the December 5, 2024, adjusted close of 6,075. We pulled through the cocaine bear market low (of 3,577 in October 2022). Clawed back victory on the back of 2023. Thank God, we survived the US Elections of 2024. We are now riding the irrational fumes of a Dark MAGA Bull Cycle. To make matters worse, Sports betting and Bitcoins are in vogue. Beware the finance bros with less than 0.00244 Bitcoin (BTC). They are up 40% and are over the moon for +$400 gains (pre-tax).…
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The Best Quotes from the Vanguard Founder, John C. Bogle
John Bogle revolutionized the investing world—becoming the king of the "Index-and-Chill" movement with the creation of the Vanguard ETF. A powerful way to invest for your future.
