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Humanizing Our Experience with Money
Today, we break down the latest 2022 data from the U.S. Census Bureau, the US Bureau of Labor Statistics, as well as the Federal Reserve Survey of Consumer Finances. The TFG reflects on how statistics can be used as a proactive tool and how the numbers humanize the average American's experience with money.
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You Need to Buy a Home, Renting is Expensive!
The narrative that “renting and investing the difference” is always better than home ownership is oversimplified and problematic. Ramit Sethi (Author, millionaire, and financial influencer) has been on a personal crusade to encourage a generation to live as perpetual renters. Why? He is a fervent believer that most people will get rich doing this. Unfortunately, he misses the mark. Let’s break it down. Return on Investments from Renting and Owning Owning a home isn’t just about the monetary Return on Investment (ROI). It’s about having a space that’s truly yours, a sanctuary where memories are made. This intangible value is irreplaceable and can’t be measured solely in financial terms. While…
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Since You Got A Degree and Know Everything!
Today 2/3 of the gang is present. Lawrence and Alainta discuss career prospects and earning higher degrees, the false expectations of dreams, and scam lives.
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Over 100 Quotes From Black Financial Experts and Wealth Builders
TNFG's Top 101 Motivational and Financial Quotes to Help You Build Generational Wealth and radically change your life for the better. Time to pivot toward a work-purpose balanced life.
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101 Financial Quotes to Help You Build Generational Wealth
TNFG's Top 101 Motivational and Financial Quotes to Help You Build Generational Wealth and radically change your life for the better. Time to pivot toward a work-purpose balanced life.
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Wealth and Social Mobility – Your Broke Friends Are Costing You!
TFG is back! And even Shadier than ever?! The crew discusses the impacts of social mobility referencing the research study from The Opportunity Atlas; due to economic connectedness. Economic Connectedness (EC) is based on the extent of friendship across class lines. Social capital is just as important as capital, the crew takes a deep dive into life trajectories and what happens when one interacts outside of their communities to develop a better sense of self. Turns out, keeping poor company can make you or keep you poor in the long run.
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Are You Really Rich or Just Playing Expensive Dress-Up?
Between the Upper Class and the Rich who make up the majority of the top 20% of the US, they own nearly 86% of the nation’s wealth.
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TNFG Weekly Chapter 25: Rich Beyond Limiting Beliefs
What's limiting your identity, your trajectory, your life? No matter what it is, what are you going to do about it.
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How to Improve Your Resume Profile With Your Own Linkedin Address
One of the easiest ways to add an ounce of professionalism is to customize your public profile URL. Follow this step by step way to edit your public profile URL. Goal: Instead of saying linkedin.com/in/23679523965; it will say linkedin.com/in/yourname. It’s a great way to promote your brand and allow others to perceive your awesomeness. I guess it also helps in your search results and blah blah blah (insert important adult stuff). This trick let me drop a subtle hint to employers that I wasn’t the average candidate. Maybe later, I’ll draft an article on having the perfect résumé. I went from making $21k before taxes to $64k before taxes in less than…
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Do You Know Your Financial Numbers? Because Most People are Broke.
Only one out of three Americans actually know what their monthly budget is. If this is any indication, millennials will be in for a huge surprise as they age through society. Our 20s and early 30s were a wild ride of YOLO, Views from the Six, God’s Plan, Fake Love, Best I Ever Had, 0 to 100, In My Feelings, Nice for What, and Worst Behavior. We basically lived a Drake discography. Why is Budgeting important? Personally, I fell out of love with the paycheck to paycheck living. Getting your net worth north of $0.00 is a full-time orgasmic experience. Budgeting is “Peace of Mind in a Bottle” and I’m desperately trying…
