-
Living Paycheck to Paycheck: Why Financial Literacy Matters Now More than Ever
Financial Literacy is among the major complaints of this generation. You can’t go one day without seeing a budgeting meme, a broke meme, or the classic running away from bills meme. People are fleeing the country to avoid paying student loans, it’s getting pretty nuts out there. (Sallie Mae needs to invest in retrieval squads) Student Loan Default rates are heading toward 80% by 2024 On top of that, our social circle Twitter pundits are quick to mention that this wouldn’t have happened if they taught this in school. On the flipside, I’m wondering if the teachers are complaining about not having enough money, budgeting issues, and not understanding the terms…
-
How to do a Financial Deep Cleaning this Spring
Spring is finally upon us. Crisp mornings. Light sweater-optional weather. Open windows and pollen everywhere. It’s time. Got to love this time of year. Once tax season ends, the real work begins. Unfortunately, you can’t get ready for this. Got to take a leap of faith in order to close out the year in success vs more of the same. Spring Cleaning!!!! There is nothing more satisfying than a deep breath of “Fabuloso” in the morning. The non-organic purple fog that clogs the judgment is intense. It’s also how you know the current generation doesn’t know how to clean; instead of using tide pods for sport, please consider Fabuloso at 8:00 am…
-
How to Make $100K Generate $100K Passively with a Financial Plan
I never professed to be the best with money but I know how to construct a financial plan. The very reason that I’m writing this now, is because I took the fast ramp toward debt, depression, and anxiety. For most of us, unlucky with money, either from not being born with it or just squandering early opportunities; the road is rocky and rough. I grew up with no concept of how to administer a self-diagnostic; I only know that I’m well when I’m already through it. In that aspect, I’m lucky. Most people will never know the opportunities missed until it’s too late. “If we have persisted in making errors,…
-
The Wealth Benefits Of The Net/Max Personal Financial Plan: From $0 to $60,000 Savings Annually
Move over Dave Ramsey, Financial Literacy “Guru”. Here’s the Net/Max Financial Plan! A way to make Personal Finances, Personal again. *Note – This plan is tailored for a Single Individual with no kids, however, the core information is Universal. I guess everyone needs an intro. Hi, my name is Lawrence. Scroll passed my mugshot to skip the intro (Options!). I didn’t know that I was super poor. Yeah, I had a quasi-Business/Accounting/Taxation degree ($110k in Student Loans) and with grades like mine… It was rough. After struggling to find a job (which is a story for another time). I asked a recruiter to be honest with me at the end of FSU Seminole Futures (College…
-
My Full Financial Breakdown from January 2012- December 2018
Full Financial Breakdown From January 2012 to December 2018. Average Millennial Dishes Out Secrets on the Road to Being a Millionaire.
-
The New Magic Number for Automatic Millennial Millionaire Status
More People Should Build Wealth. It's Easier than You Think. Most Millennials Can and Should Consider Becoming Millionaires.
-
5 Simple Ways to Jump Start Your Financial Independence Journey
It’s not about the money but money does pay bills. Therefore, I am team money.
-
Tracking the Neighborhood Finance Guy’s Best Million Dollar Net Worth
What is a net worth? The nerdy version – your Assets minus your liabilities. In simple terms, what you have (value wise) vs what you owe. This goes way beyond what’s on your bank statement or what you see on the app.
-
Intro to a Future Millionaire’s Monthly Net Worth Tracking Series
In the vein of BudgetAreSexy.com by J-Money, I figured it is time to start tracking my net worth monthly so that people can follow the bread crumbs, dissect, analyze or even hold me accountable for my numbers.
-
With No Savings and No Home, There is a New Debt Crisis. My Mom Can’t Afford to Retire
Last year, my siblings and I had a heart to heart conversation with my mother. It broke my heart to say it. It broke her spirit to hear it.
