Debt Freedom Journey
It's a start to Financial Freedom.
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How We are Paying Down Our Debt Since 2019
Time to pay down the debt that we picked up. As always we are tracking this via an Excel sheet with validation from the Empower app. The app is FREE. It used to be known as Personal Capital. When it comes to wealth-building, half of the equation requires that you pick up assets. The other half requires that you pay off liabilities. Every month, we track our net worth. This includes two mortgages, one auto loan, and credit card debt. We also track your investments via the link, if you click on the photo below. For me, it’s therapeutic and helps keep my mind sharper. Most people run away from…
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How We Became Credit Card Debt Free in 2023
We were credit card debt free before in 2021, but we are back at it in 2023. All of this while still building wealth despite the odds.
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Why Does Credit Rules Everything Around Me and How to Stop it
In this episode of TFG, the crew discuss how you can manage your money and specifically your credit better. With interest rates rising due to inflation, cash flow management will be key to keep your family afloat through the "not-a-recession" period. Your credit card debt is about to cost you more. So buckle up to find out what to do.
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How Seven Haitian Americans are Establishing Black Wealth against all Odds
Building wealth is not easier being 1st generation Haitian American. These stories prove that sometimes you have to start a new business too.
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Subscribe to the Top 5 Retirement Planning YouTubers Now
With record high inflation and recession looming, retirement planning for most Americans is on the back burner yet again. Surprisingly, seventy-eight percent of Americans surveyed stated that they were either “doing OK financially” or “living comfortably” in the quarter of 2021, according to the Fed’s Survey of Household Economics and Decisionmaking (SHED), an annual poll of how U.S. adults are faring economically. In truth, many are struggling to keep up. Both instances can’t be right? Well Q1 2022 pulled the rug from under our feet. The rise of groceries and gas translates to an extra $5,000 of unanticipated expenses with one place to pull from, retirement savings. Either folks will…
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MLK’s Legacy, The Civil Rights Movement and Black Wealth Perspective
Financial freedom is this generation's civil rights movement. With Black spending ramping as high as $1.6 Trillion and Net worth heading to $0
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Millennial Money, Podcast
TNFG’s Top 12 Black Financial Podcasts That Can Redefine Your Wealth
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of the Best Pocast that save you money and help you invest. As wealth slips away, the American Dream turned into a nightmare. To attain your dream, try TNFG's Top 12 Black Podcasts that are redefining the narrative.
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Millennial Money, Podcast
Building Wealth Made Easy. Here are My Top Five Financial Posts for 2021
Knowledge in action is wealth. Wealth, on the other hand is the power to live a purposeful existence. This is the list of the Best Pocast that save you money and help you invest.
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Podcast, Relationships
Black Luxury Spending, Wealth and Debt – #PayMyTrip
In today's TFG episode, we deep dive into the state of black luxury spending and what it means to live the #luxe life. Unfortunately, people often spend money they don't have impressing people that they don't know in hopes to get the bag. But is luxury that bad or do we deserve to live the life that we earned. The Financial Griot crew gets deep. And it's this is particularly triggering, listen until the end. We keep it real and actionable.
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How to Pay Off Three Mortgages Before Retirement
Details on how this couple plans to pay off three mortgages by retirement, while others are paying 40-years of home loans.
