Beginner Level
This is the beginner level of Personal finance.
This section encompasses financial articles for beginners who want to manage money as well as their saving and investing. The Neighborhood Finance Guy covers budgeting, life insurance, how to buy your first home, your first investments up to retirement planning, and tax and estate planning.
Personal finance depends on your income, expenses, goals, and desires. As such, it’s important to become financially literate, so you can make S.M.A.R.T.E.R decisions.
Here are some beginner-level tips: Develop or follow the Net Max Financial Plan, Run an inventory of your assets and liabilities, Start tracking your wealth (also known as Net Worth), Set a Budget you can follow, Allocate at least 15% for additional debt pay downs, at Least 20%-30%% toward savings, and the rest to your needs.
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If You Think It Costs A lot Today, Check Out These 2040 Estimates
Nothing erodes Wealth faster than Inflation. If the cost is $60k in 2020, it will balloon to $100k by 2040. Are you making the adjustments?
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All the Wealth Secrets in 3, 2, 1
Wealth is marketed as difficult and secret but it's really easy. Save your money to make more money. Here are the trade secrets.
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Figuring Out your Net Worth from the Average
Net worth is the language of wealth builders. Here's how you figure our your net worth and how to improve it over time.
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The Four Horsemen – a Monthly Dividend Portfolio Earning 10%+ Annually
The Four Horsemen of Monthly Dividends offers an investment portfolio that pays out monthly. A Tax Free consideration for Retirement? Average +10% Annual Returns with +6% dividend yield
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Fastest Way to Avoid Taxes and Retire Rich
Looking at the stats for 2019 from the US Bureau of Labor and Statistics, it's easy to see why American families are struggling to make head way. The Average US Household can boost their tax refund efficiency by 103%. The power of investing. The End Goal is to Retire Richer.
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How to Grow Your Household’s Investment Potential by 111%
Looking at the stats for 2019 from the US Bureau of Labor and Statistics, it's easy to see why American families are struggling to make head way. About $7,250 per year in savings and pension is no where near enough to retire. Here are three easy ways to tweak your expenses to investment more. Learn to grow your wealth by 100%.
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Want to Get Started with Wealth. Here are TNFG’s Top 10 Best Personal Finance Books
Where to Start with Personal Finance If you don’t know where to start and how this entire personal finance journey transform people into millionaires and then multi-millionaires, this is the way. These are some of the most renown personal finance books known for helping people set budget, make plans, enjoy travel; all while becoming automatically wealthy. This is a list of my favorite financial books for beginners. Furthermore, if Facebook was the last book that you read, I completely understand. For non-readers or if you have travel time to fill, check out Book Insights Podcast and the Swedish Investor for the YouTube audio. There is almost no excuse to stay…
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Easiest Way for An American Family to Retire with One Million Dollars
Looking at the stats for 2019 from the US Bureau of Labor and Statistics, it's easy to see why American families are struggling to make head way. You can boost your savings by 231% and retire rich with these tips.
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How to go from Broke to Affluent: A Guide to the Seven Wealth Stages of Financial Freedom for Millennials
A guide to the Seven Wealth Stages of Financial Freedom. Move boldly while remembering that everyone had to start somewhere.
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Getting a Lifetime of Disney+ for FREE
Disney Plus, Netflix, Amazon Prime or HBO Max - The best way to approach this is to make the service pay for itself. Invest in $DIS. It Pays.