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Love and Money: A Man’s Guide to Not Going Broke While Dating
There are many money-hungry women nowadays (with all due respect). Digging through the weeds will land you the right one but you are bound to catch some splinters.
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Understanding the Value of Your Net Worth and Avoiding Flex Culture
Ramping up on Flex Expenses 2019 ramped up the “Post to Flex” motif to 1000%. International travel has received a massive boom in interest (largely due to Instagram) and the dollars have increased to ridiculous numbers. According to the World Travel and Tourism Council, last year travel and tourism grew 3.9%, contributing to a growth of 319 million jobs and $8.8 trillion in hard smackers. The travel industry is becoming the second-fastest-growing sector in the world. On the other hand, “Breakfast habits are shifting to fit consumers’ busy schedules and include more snacking, less traditional breakfast foods, and eating on-the-go during the morning hours,” per Hannah Spencer, Foodservice Analyst. All while Brunch…
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Here are The Five Cardinal Rules of Personal Finances
“Sometimes life knocks you on your ass… get up! Happiness is not the absence of problems, it’s the ability to deal with them” Steve Maraboli Unemployed and Unemployable After watching Elizabeth White’s desperate plea over the internet for those who are “unemployed at 55 and faking normal”, I realized a few things. For over 25 years, she broke what I’ll dub “the five cardinal rules of personal finances”. Elizabeth White is a highly educated and resourceful professional who at times in her career was making over $100,000 per year and sometimes $200,000 per year. She was a far cry from those struggling to make ends meat. She was to all extent and purpose, “living…
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How to Plan Your Next International Trip: Cutting Costs while Upping Excursions
Travel planning is just as fun as the trip. Well to me. Building a Great International Travel Plan is key So, you want to live the #travelnoire yacht lifestyle, but you don’t have unlimited funds… Worry not! This is just the strategy/planning guide for you. You can do this on your own and you might just have loads of fun planning it as well. A Whole Lot of Travel Planning for a Whole Lot of Fun In the summer of 2019, my girlfriend and I traveled to 12 countries and visited over 70 unique locations which included the Barack Obama Plaza in Ireland, tons of UNESCO sights such as the Cliff of Moher, Edinburgh Castle, Stonehenge, Windsor, Bath, Westminster,…
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How Others Get to Retire Rich. You’ll Need $1.7 Million by the way.
So just Retire Rich? That sounds easy enough. Still not rich yet? Well, Summer is in full swing and you are just about to travel. Tuesday is indeed the cheapest day to fly. Or you are catching up on Stranger Things 3. Too late, this article just popped up on your notifications and you dodged it. You grab a Starbucks and mistakenly logged back into Facebook; it’s too late again. You read the headline. You’re welcome. Sorry to burst your Instagram travel life bubble, but this is the reality. Stop being aimlessly busy flexing. The more you spend now, the more you will regret it in the future. It’s true that you don’t want…
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#TravelTypes – Know Who To Vibe With or End Up Fighting
“Are millennials traveling more?” I’ll save you the research. That’s a yes. In the advent of social media, #instagram culture, and $1,000 cellphones with 18 megapixels; Travel is now a staple of every millennials’ life plan. No matter the dollar sign. No matter the student loan gripes nor the crummy jobs, suffice to say; millennials might just die without traveling every 2 years. Most Americans don’t even own a passport, let alone know their travel type. Back in early 2016, I got a call from my cousin. She was heading to Dubai for the 3rd time. Admittedly, she said that the food is trash (which is why we don’t often see photos of #dubaifoodie).…
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What Every Millennial Black Woman needs to know about Money
Per the 2015 Asset Funders Network report, the median wealth of White single women was $15,640. The median wealth for single Black women and Latina women was $200 and $100 respectively. The usual reaction to this is, “Not me”. We have to settle quickly into this new acceptance phase and dig through the actual statistics because Black millennials are simply underprepared. For Black women, it’s not a just glass ceiling; it’s a thick platinum beam. Underpaid and Undervalued Given the current direction of the black community, it’s time to rely on our individual strength and “Lift as We Climb”. It is important to note that wealth in this country looks very different for white…
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Checking Up on How a 35-year old Makes and Spends $100,000+ in DC
The last follow-up to the wildly popular, The Budget of a 33-year old Govt. Auditor Making $78,781.50 in DC, which preceded the other popular one, The budget of a 31-year-old Govt. Auditor Making $64,000 in DC. Corps Backstory And How I Used to Spend My Time Little known fact, I have a tattoo on my left arm that says “Law” in Chinese… Well, at least I hope it says “Law”. Got it back in Palms Springs, CA when I was in Marine Corps Communication, and Electronic School (MCCES), way before it was cool to be tatted up. It was always incomplete and in 2020, I’ll get the tattoo of “Order” on my right…
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Millennial Newlyweds Bury Themselves In $100,000 Worth Of Debt
First things first, you never lose by marrying the right person. I don’t think there’s a value for that. After chatting it up at length with my buddy Ecclesiaste Clee Guerrier on what was probably another lighting round of social events starting from Marvel Phase 4, Marvel Phase 5, and more Marvel Phase 3; we finally started to talk about actionable goals, the American school system, politics, and wedding costs? Yep, it really happened in that order. We also talked about cars. However, this plot line was mathematically intriguing. So here’s my theory. I think newlyweds are often shocked by the sticker price of their own debt after the first three months of…
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How to Set Up a Winning Multi-Generational Family Financial Plan
The Net/Max Financial Plan for Married Couples (With or Without Children) “20% of Americans don’t save any of their annual income. Over 40% of Americans have less than $10,000 saved for retirement. Two-thirds of Americans would struggle to scrounge up $1,000 in an emergency. About 77 million Americans have debt in collections, according to the Urban Institute. While the average American owes over $171,000 on their home, and the average monthly mortgage payment is more than $1,000.” 21 Eye-Popping Personal Finance Statistic About Saving Money & Debt, Invested Wallet With these stats, it is about time that I drafted a Net/Max Financial Plan for Couples (with/out Children). For those brand new to this thread,…
