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How to Set Your Personal Finance Plan on Auto
Like Mayo(nnaise), let’s get right to the bread. Not sure what everyone sees on their Instagram but lately I’ve been getting an insane amount of positive financial information due to the people that I’ve been following, specifically #paybalances and joemoney. There is definitely power in what we consume. The ShadeRoom might seem like harmless fun, but be careful what you make your source. If you watch petty tv, you end up being pretty petty all the time. So if you are reading this, just know that I’m writing it so that you are encouraged. I’m writing this so that you seek self-mastery over fear. And I’m writing this because I believe that we can all dream and aspire to something…
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How I Improved My Salary by 5x in 5 years
Back in 2012, I was hit with the perfect storm. It was as if God was throwing rocks at me so that I could eventually avoid the boulder. Being poor is indeed the hardest job in America. Here are the five unfortunate events in no chronological order: The (then) girlfriend broke up with me for her abusive ex. Her number one concern is that we would always be financially broke. My credit card bounced. That moment when the cashier rings you up and nothing happens. You let them know to run it again and nothing happens. You go home mad and make the call to the credit card company. And you finally realize that…
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Do Blacks in the US Deserve Wealth
Despite progress in educational attainment, disposable income and increasing diversity and inclusion efforts, this generation will still face the largest racial and ethnic wealth gaps on the road to equitable prosperity. In essence, this will definitely get worse sooner and last longer.
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How to go from Broke to Affluent: A Guide to the Seven Wealth Stages of Financial Freedom for Millennials
A guide to the Seven Wealth Stages of Financial Freedom. Move boldly while remembering that everyone had to start somewhere.
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Getting a Lifetime of Disney+ for FREE
Disney Plus, Netflix, Amazon Prime or HBO Max - The best way to approach this is to make the service pay for itself. Invest in $DIS. It Pays.
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How We Became Half Millionaires in less than 4 Years
Getting to the $500k Pot of Gold Just Got Harder. Millennial Couple's Net Worth Analysis and Household Expenses Breakdown.
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How to Build the Next Black Multi-Millionaires
How to Build on the Net Max Financial Plan to Transform it into the Net Max FIRE Plus Strategy for Long Term Generational Wealth.
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Paying More Money Cutting Cable? Here’s How to Save Up to $1,000 Per Year
Less Cable is the Answer After realizing that I’m not rich yet again, I finally decided that paying Comcast Xfinity $156/month is insane for their triple-package “deal”. Last week I realized that most of my viewership goes to Youtube. The content creators are more informative than The Learning Channel (TLC). The historical breakdowns are way more relevant to the topic vs pawnshops and ice road trucking. Even Myths and Mythologies have no mention to Ancient Aliens. It’s just quality products if you subscribe to the right sources. Don’t believe me check out Rob who explains all things comic book or life, Linsay Ellis who has inciteful mini nerd rants about movies and entertainment, Tedtalks, See U in History and Mythology, the Money…
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How to Avoid a Lifetime of Debt and Make The Best Financial Moves in College
I was just like you. I was a young laid-back freshman with all the expensive university branded gear. Sweater. Short-Sleeve over Long Sleeve in Florida. Baseball jersey (because I couldn’t afford the football/basketball ones), and two baseball caps. I even had the binders and planner. You Aren’t Official Until You have the College Logo Everywhere I was an official college student, living Off Campus. On the weekends, I spent most of my time; kinda working, not doing homework, partying and pretty much hitting up the ladies (the latter being my priority for some reason). On the weekday, It did the same thing pretty much. I went from getting a pre-college part-time paycheck…
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How to Deal with Excessive Student Loan Debt Payments
On July 2nd, 2019, FedLoans had the nerves to send me a happy go lucky letter stating that my student loans contributions have increased yet again to $730 per month. $250 more and that’s someone’s rent. At this point, I’m sure they laughed when they drafted this letter. A slow invisible tear fell from my cheeks, while I clenched my fists. Goodbye, $541.79 per month and the morning $3.5 croissant at Pret-a-Manger. You shall be missed. Additionally, no more Avo Shake from Joe and the Juice. Damn it, you will also be missed. I must adopt austere measure and the NetMax Financial Plan. The threats are real!!! $1,040.09 The Average Debt Problem…
