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Groceries up 70%. At least, Our Debt is Down $100k
Thunderstorms and natural disasters. Repairs and costly renovations. We made it through August, just maybe we can close off 2021 off stronger.
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The Black Middle-class and Retiring in a Crisis
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Boomers to Millennial Money Management, Investment Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T goals with your money. The information is free but the struggle is not sold separately. And if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps, and now work as an Auditor. Summary: When White America catches the Flu, Black America catches COVID Research finds that the economic inequality and racial wealth gap continue to grow. Black and…
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A TFG Short – Why Do People Hate Lawrence All the Time?
Hate is a strong word. Let's just say severe dislike with cognitive dissonance. Can we disagree without being disagreeable any more? In today's TFG episode, Lovely Merdelus and Lawrence Delva-Gonzalez discuss comments when posting your own opinion online. Specifically, we are going to discuss how Lawrence manages to get under everyone's skin every time. Particularly on his IG or Facebook page. Also, IG Influencer Jayne Rivera poses next to her father's open casket for likes. Do we all need to take a break from social media to reset and reconsider? Either way, always remember, "he who controls your emotions, controls you."
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Why Relationship Money Talks and Money Dates Matter
Alainta Alcin otherwise known as ATL gets a bae, ghosts us and finally comes crawling back to tell us the story. As always it's all love. In an attempt to snoop around for details, Lovely Merdelus and Lawrence Delva-Gonzalez dig up information on ATL's current beau. We are guessing he is at least 5'11? We seriously don't know where she find men especially when others are complain of a drought. But I digress. To make this actionable for you, we discuss new relationships and the money talk. We talk about how open dialogue about money makes a difference. We also talk about how to be open about where you are…
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How to Set Up Your Month-to-Month Million Dollar Financial Plan
An unwritten and unspoken truth about wealth; “It’s easy if you have a great financial plan.” Financial advisors are merely paid to make the rich richer month-to-month. Here’s how.
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How to Create A Financial Plan that Builds Generational Wealth
October is Financial Planning Month. As such, it's an amazing opportunity to level up like the rich. In this episode, Lawrence Delva-Gonzalez aka our Neighborhood Finance Guy breaks down how you can structure yourself every month of the year in order to build wealth one step at a time. Alainta Alcin and Lovely Merdelus sitting this one out but they will be back in the next episode. In 2016, Lawrence attended two Financial advisory workshops by invitation in Washington, DC. These workshops were tailored to high earners racking in over $125,000+ per year single and over $250,000+ per year as a household. To be honest, they weren't talking about anything…
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Here’s How Much You Need to Invest by Age to Become a Millennial Millionaire
The best part about investing is that the sooner you start, the less it cost and the more you make.
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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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Why Some People Choose Violence on ClubHouse? #TFGRant
In today's TFG episode, Lawrence goes on another Clubhouse rant because some people are really clocking in hours without getting paid. Gender wars and toxic behavior ensues on Clubhouse every day without authentic expressions of thoughts and actionable ideas. Caution if you are easily trigger or you love serving as a glorified hallway monitor. Sadly, Alainta isn't around since she has a Bae now. Episode forthcoming. "Some people ghost their friends when they get into relationships." LG - I said what I said.
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Why Poor People Who Buy Used Cars, End Up Rich
Turns out Poor People who buy used cars can end up rich?! Learn how to cut the luxury expense and invest the difference.
