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Hereโs How Much You Need to Invest by Age to Become a Millennial Millionaire
The best part about investing is that the sooner you start, the less it cost and the more you make.
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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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Why Some People Choose Violence on ClubHouse? #TFGRant
In today's TFG episode, Lawrence goes on another Clubhouse rant because some people are really clocking in hours without getting paid. Gender wars and toxic behavior ensues on Clubhouse every day without authentic expressions of thoughts and actionable ideas. Caution if you are easily trigger or you love serving as a glorified hallway monitor. Sadly, Alainta isn't around since she has a Bae now. Episode forthcoming. "Some people ghost their friends when they get into relationships." LG - I said what I said.
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Why Poor People Who Buy Used Cars, End Up Rich
Turns out Poor People who buy used cars can end up rich?! Learn how to cut the luxury expense and invest the difference.
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How to Become a Millionaire in 15 Years or Less #NetMax
In today's TFG episode, we deep dive into the Net Max Financial Plan created by our very own Neighborhood Finance Guy, Lawrence Delva-Gonzalez. The Net/Max Plan is a great resource to jump-start your financial plan. It incorporates Financial literacy in a way that is critical in order for us to use knowledge and money management skills. Itโs one thing that will impact almost every aspect of your life, yet many people do not have the knowledge they should. This plan is an opportunity to be a millionaire in your lifetime with or without a partner. After 20 years of labor, you can expect to retire with more than $1 Million…
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How We Hit Our Financial Goals Every Time
Closing out Summer and Jumping right into Fall 2021. Some months you will like August and some months you're just happy you didn't lose like September. Stock market turbulence can't stop our investing goals and our debt payoff journey.
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Podcast, Relationships
Black Luxury Spending, Wealth and Debt – #PayMyTrip
In today's TFG episode, we deep dive into the state of black luxury spending and what it means to live the #luxe life. Unfortunately, people often spend money they don't have impressing people that they don't know in hopes to get the bag. But is luxury that bad or do we deserve to live the life that we earned. The Financial Griot crew gets deep. And it's this is particularly triggering, listen until the end. We keep it real and actionable.
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For the Little Black Boys who Dream of Suicide
Written for a generation of little black boys who dealt with their fair share of stress, anxiety, depression and suicidal thoughts.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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The Average US Home in 2020 Spent $61,334. How Much Did We Spend?
The Average American Household earned $84,352 pre-tax and spent over $61,334 in 2020. Unfortunately, they only saved $7,246. How did we do?