-
How to Avoid Inflation Post Mass Deportation?
To keep it simple, Mass Deportation will not happen in the way people think. Someone along the line of a 24-hour media cycle, social media pockets and echo chambers, and politicians saying whatever to get votes (through fear, hysteria, and confusion); most people lost the plot. “Go outside and touch grass.” Go outside and stay there to disconnect. Stay off of the media. Be productive. Get healthy physically and mentally and you will see something interesting. Complexity, Nuance, and understanding will return. All that to say people need to separate the election cycle from their understanding of reality. Promises, Promises, and More Campaign Promises 1. America has an immigration problem.…
-
We Paid $200,000 in Debt. Here are Some Wealth Tips
Sounds crazy but It's true. We were able to pay $200k in total debt repayments in 1yr. Here's our best advice for married millennials.
-
The Main Reasons You Will End Up Broke in Retirement
Having a lot of money in retirement savings is no guarantee it will last the rest of your life. One of the worst things about my job is watching retirees make mistakes in their retirement plans. We recently met with a family that came to us after managing their finances during their lives like most families. They brought this retirement plan to us, and it showed that they had roughly $1.3M at the time of creation. Fortunately, they werenโt doing poorly by any means.ย They were puzzled because they were great budgeters, so the common culpritโoverspendingโwas not the issue this time. What created such a change in their trajectory? In this article,…
-
The Ten Most Powerful Money Habits of Millennial Millionaires
Time to understand the Millennial Millionaire Habits. According to a 2019 report from Coldwell Banker Global Luxury and WealthEngine, there areย approximately 618,000ย millennial millionaires in the United States.ย This number makes up approximately 2 percent of the total US millionaire population and 0.2 percent of the general US population. The typical millennial millionaire has a net worth ranging from $1 million to $2.49 million. Real Estate (RE) makes up a healthy position in their portfolio. As such, wealth millennials view RE as a key way to build cash flow, leverage debt, and build wealth. While the average millennial millionaire owns three properties, they generally live near the coast in dense metropolitan hubs. These…
-
With 90% Growth in 2023? How to beat the S&P with this Investment Portfolio
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Millennial Money Management, Investment Portfolio Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T+E.R. goals with your money. The information is free but the struggle is not sold separately. And, if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps and now work as an Auditor. Iโm also big on Traveling and watching Anime. While often confused with Savings, Investing yields more rewards Based on news reports, the economy narrowly avoided a true…
-
How to Bring in $24k of Passive Income by Q4 2023
Reviewing The Neighborhood Finance Guy's (TNFG) not so passive income and what generated $24,000 through 2023. Extra Money is Good Money! With the market slowing through 2025, time to get creative and earn more before the next super cycle.
-
Hereโs The Simple Guide to Build Wealth Every Decade
Start by considering every decade of your life, as compounding seasons that lead to wealth. While stock market volatility, unemployment numbers, and CPI aren’t at the top of the societal conversation, they are important context clues on managing your money. If financial experts say that we are heading toward a downturn, it should be a mental note about your savings or lack thereof. When times are great, that’s where you should plan for when times aren’t. This doesn’t imply that you can’t enjoy the moment, however, it’s a reminder that all good things may not last forever. With the possibility of recession looming, instead of being anxious, consider your time…
-
Millennials will need nearly $190,000 annually to survive 2060
Nothing erodes Wealth faster than Inflation. If the cost is $73k in 2022, it will explode to $190k by 2060. Are you making the adjustments?
-
How Wealth Adds Up for Teachers ft. Crystina Cardoza
Today, we have featured guest Crystina Cardoza who is a math specialist and financial literacy educator. She shared her passion for teaching math, and encouraged others to be more confident in their math abilities in order to thrive in their personal finances.
-
How to Build a More Secure Financial Future in 2024
Coming off of 2020-2021 with $200k net worth increases year over year, the market slowed drastically for 2022 and 2023. We're Tracking Still Growth over Losses.






















