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How to Break Out of the Toxic IG Lifestyles of the Fake and Famous
Too often we find ourselves enamored with the fake lifestyles of faux famous people. Most of it is toxic and unproductive. When you are having a photo shoot at your dad's funeral, you have gone too far. Let's talk. #TFG
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The Millennial Worklife Crisis: Burnout and the Great Resignation
The Great Wait, the Great Resignation... #Burnout lifestyle is effecting Boomers, Gen X, Millennials and Gen Z. Add financial stress, insecurity and a near endless post pandemic lifestyle; people are calling it all quits. #TFG is calling it "The Millennial Worklife Crisis." Many are "lying flat" while others are deciding that coasting while FIRE is enough. Just remember even on your best day, you can miss the mark or your goals; those who succeed are those who innovate and endure. In today's episode, Lovely Merdelus lead us into reflecting about when things aren't going Instagram right and how we can all cope during times of challenges. Along with the co-hosts,…
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A TFG Short – Why Do People Hate Lawrence All the Time?
Hate is a strong word. Let's just say severe dislike with cognitive dissonance. Can we disagree without being disagreeable any more? In today's TFG episode, Lovely Merdelus and Lawrence Delva-Gonzalez discuss comments when posting your own opinion online. Specifically, we are going to discuss how Lawrence manages to get under everyone's skin every time. Particularly on his IG or Facebook page. Also, IG Influencer Jayne Rivera poses next to her father's open casket for likes. Do we all need to take a break from social media to reset and reconsider? Either way, always remember, "he who controls your emotions, controls you."
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Why Relationship Money Talks and Money Dates Matter
Alainta Alcin otherwise known as ATL gets a bae, ghosts us and finally comes crawling back to tell us the story. As always it's all love. In an attempt to snoop around for details, Lovely Merdelus and Lawrence Delva-Gonzalez dig up information on ATL's current beau. We are guessing he is at least 5'11? We seriously don't know where she find men especially when others are complain of a drought. But I digress. To make this actionable for you, we discuss new relationships and the money talk. We talk about how open dialogue about money makes a difference. We also talk about how to be open about where you are…
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How to Create A Financial Plan that Builds Generational Wealth
October is Financial Planning Month. As such, it's an amazing opportunity to level up like the rich. In this episode, Lawrence Delva-Gonzalez aka our Neighborhood Finance Guy breaks down how you can structure yourself every month of the year in order to build wealth one step at a time. Alainta Alcin and Lovely Merdelus sitting this one out but they will be back in the next episode. In 2016, Lawrence attended two Financial advisory workshops by invitation in Washington, DC. These workshops were tailored to high earners racking in over $125,000+ per year single and over $250,000+ per year as a household. To be honest, they weren't talking about anything…
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Why Some People Choose Violence on ClubHouse? #TFGRant
In today's TFG episode, Lawrence goes on another Clubhouse rant because some people are really clocking in hours without getting paid. Gender wars and toxic behavior ensues on Clubhouse every day without authentic expressions of thoughts and actionable ideas. Caution if you are easily trigger or you love serving as a glorified hallway monitor. Sadly, Alainta isn't around since she has a Bae now. Episode forthcoming. "Some people ghost their friends when they get into relationships." LG - I said what I said.
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How to Become a Millionaire in 15 Years or Less #NetMax
In today's TFG episode, we deep dive into the Net Max Financial Plan created by our very own Neighborhood Finance Guy, Lawrence Delva-Gonzalez. The Net/Max Plan is a great resource to jump-start your financial plan. It incorporates Financial literacy in a way that is critical in order for us to use knowledge and money management skills. It’s one thing that will impact almost every aspect of your life, yet many people do not have the knowledge they should. This plan is an opportunity to be a millionaire in your lifetime with or without a partner. After 20 years of labor, you can expect to retire with more than $1 Million…
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Podcast, Relationships
Black Luxury Spending, Wealth and Debt – #PayMyTrip
In today's TFG episode, we deep dive into the state of black luxury spending and what it means to live the #luxe life. Unfortunately, people often spend money they don't have impressing people that they don't know in hopes to get the bag. But is luxury that bad or do we deserve to live the life that we earned. The Financial Griot crew gets deep. And it's this is particularly triggering, listen until the end. We keep it real and actionable.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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Where You Find Your Future Spouse Who Makes Six Figures
Six Figures and Still Broke This conversation is all about Relationships and Money - Beware of the Triggering lol Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing modern day relationships. The dating scene has changed since the rise of the feminist movement. Sexuality has been unleashed and people are likely staying in the single phase way too long. Are there issues with that or should people simple try to find the Six Figure Spouse. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus Lawrence Delva-Gonzalez - Federal…