Move over Dave Ramsey, Financial Literacy “Guru”. Here’s the Net/Max Financial Plan! A way to make Personal Finances, Personal again. *Note – This plan is tailored for a Single Individual with no kids, however, the core information is Universal. I guess everyone needs an intro. Hi, my name is Lawrence. Scroll passed my mugshot to skip the intro (Options!). I didn’t know that I was super poor. Yeah, I had a quasi-Business/Accounting/Taxation degree ($110k in Student Loans) and with grades like mine… It was rough. After struggling to find a job (which is a story for another time). I asked a recruiter to be honest with me at the end of FSU Seminole Futures (College…