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How to Navigate Finances in High Price-Inflation Waters. Q/A Recap
I was recently invited to participate in a panel titled, “How to navigate finances in 2025”. Given the change in the U.S. administration, global wars, and financial instability, this was the right call for Florida State University’s Black Alumni Association. By the time the bat signal went up, America dove $600 trillion into the muck of tariffs and supposed liberations. When the panel came around, we’ve all but rebounded. It’s pretty much pandemonium. JPMorgan said we are headed into a recession one day, and the next month stated that we will be in a +8% performance year. The financial experts don’t know what will happen at any given turn. Deuces…
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Here’s How To Adjust Your Investment Strategy for the Rest of 2025
With all the noise from tariffs, wars and Trump, it's best to lean into your own investment strategy. It's ok to keep it simple.
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Ain’t No Love Between Trump, Tariffs and Recession
All is Fair in Love, Trump, Tariff Wars, Inflation, and Nvidia. Since we can't predict the future best thing to do now is to inflation-proof your net worth.
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How to Play Financial Chess by Generation
Reaching 40 is an interesting psychological and financial chess game. Your body feels different, and your bank account still isn’t heavy. It’s a near-cosmic awareness of your mortality with a dash of existential dread—the feeling that you forgot to grab something from the grocery store but can’t remember. Every Saturday, I can expect to spend anywhere from $200-$300 just by stepping out the door. Two drinks, a shareable appetizer, and two entrees will run you an easy $140 plus 10% sales tax and +15% gratuity. At this rate, I’m convinced that gratuity is a bougie way to say more fees. The grocery store run is becoming a new ‘Price is…
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How to Kick-Off the New Year with $1 Trillion in Losses
Coming off of a rough 2022 and a stellar 2023-2024, we are going right into 2025. 2025 should be challenging.
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How will you invest in 2025. Could S&P 500 soar to +7,400?
Below are the newest 2025 stock market S&P 500 price forecasts, ranging from 6,400 to 7,000. This implies a return of +5% or +15% from the December 5, 2024, adjusted close of 6,075. We pulled through the cocaine bear market low (of 3,577 in October 2022). Clawed back victory on the back of 2023. Thank God, we survived the US Elections of 2024. We are now riding the irrational fumes of a Dark MAGA Bull Cycle. To make matters worse, Sports betting and Bitcoins are in vogue. Beware the finance bros with less than 0.00244 Bitcoin (BTC). They are up 40% and are over the moon for +$400 gains (pre-tax).…
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How to Create $7k in Passive Income Quarterly – Q3 2024 Recap
Tracking TNFG’s QTR 3 2024 Passive Income Progress The third quarter numbers are in, a run-of-the-mill $7k month. The glory days of $20,000 quarters from 2020 are long gone. Relatively, I’m grateful for our +$6,000 average. My goal is to bring that up to an average of $10,000 monthly by 2027. Unfortunately, prices are up on our business expenses, and dividend yields are down. In positive news, Federal interest rates are easing to 2 percent. Times are harder. Reflected in the election results, the average American household lives check to check. As the new federal administration takes shape, the future is 50/50. There are fears that tariffs will drive up…
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Massive Trump Win. What’s next for the most pro-stock market administration?
The Trump 2.0 economy is experiencing significant growth, with the stock market reaching new heights following Trump's election. Pro-business policies, tax reform prospects, and retail investor enthusiasm drive this rise. Despite potential risks from tariffs and inflation, there is optimism for strong returns in the coming years, underscoring the importance of personal financial planning.
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Here are the Latest 401k, IRA, HSA, and Other Contribution Limits for 2025
One of the best ways to become an automatic millionaire in your lifetime. Don't skip on the contributions. And pay attention to the SECURE Act 2.0 changes.
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Stock Market to Perform better after the Fed Rate Cuts?
Since 2019, the stock market has performed exceptionally, with a 95% gain or an average of 19% annually by 2024. Despite prior downturns, economists predict a new bull supercycle, offering investment opportunities. Staying aware of market trends and adopting a smart investment strategy is crucial for wealth growth amidst economic volatility.
