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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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Why Some People Choose Violence on ClubHouse? #TFGRant
In today's TFG episode, Lawrence goes on another Clubhouse rant because some people are really clocking in hours without getting paid. Gender wars and toxic behavior ensues on Clubhouse every day without authentic expressions of thoughts and actionable ideas. Caution if you are easily trigger or you love serving as a glorified hallway monitor. Sadly, Alainta isn't around since she has a Bae now. Episode forthcoming. "Some people ghost their friends when they get into relationships." LG - I said what I said.
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How to Become a Millionaire in 15 Years or Less #NetMax
In today's TFG episode, we deep dive into the Net Max Financial Plan created by our very own Neighborhood Finance Guy, Lawrence Delva-Gonzalez. The Net/Max Plan is a great resource to jump-start your financial plan. It incorporates Financial literacy in a way that is critical in order for us to use knowledge and money management skills. Itโs one thing that will impact almost every aspect of your life, yet many people do not have the knowledge they should. This plan is an opportunity to be a millionaire in your lifetime with or without a partner. After 20 years of labor, you can expect to retire with more than $1 Million…
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Community, Debt Freedom Journey, Financial Planning & Resources, FIRE Journey, Podcast, Relationships
Black Luxury Spending, Wealth and Debt – #PayMyTrip
In today's TFG episode, we deep dive into the state of black luxury spending and what it means to live the #luxe life. Unfortunately, people often spend money they don't have impressing people that they don't know in hopes to get the bag. But is luxury that bad or do we deserve to live the life that we earned. The Financial Griot crew gets deep. And it's this is particularly triggering, listen until the end. We keep it real and actionable.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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Where You Find Your Future Spouse Who Makes Six Figures
Six Figures and Still Broke This conversation is all about Relationships and Money - Beware of the Triggering lol Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing modern day relationships. The dating scene has changed since the rise of the feminist movement. Sexuality has been unleashed and people are likely staying in the single phase way too long. Are there issues with that or should people simple try to find the Six Figure Spouse. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus Lawrence Delva-Gonzalez - Federal…
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Blaming Other People Even Children for Our lack of Productivity
Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian American discussing the Racial Wealth Gap as it relates to productivity and personal accountability. On this episode of the Financial Griot, we dish out our thoughts on we talk about being really productive and getting up out of the bed for yourself and your family. Too often the comments on social media latch unto being the victim of the day. A lot of that time would be better spent figuring out how to be the victor. This is a hard conversation for many to hear but in the end, your life and its trajectory relies heavily on your own…
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Media Says Black People are Poor… Again
Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing the Racial Wealth Gap and why it keeps popping up every year. On this episode of the Financial Griot, we dish out our thoughts on the latest stats that paints Black people as poor and impoverished. The goal with this conversation is to give you actionable ideas that changes the narrative and helps move the conversation forward. The Financial Griot is all about engaging the narrative to lead us to a brighter future. Thanks for joining us as we normalize money conversation, dispel myths and provide solutions on building wealth while sharing stories. Turns out financial conversations…
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Becoming a Griot – The Art of Picking Out a Great Name for Our Podcast
Names matter? Today's episode is all of the start of our journey as podcasters on The Financial Griot. Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing what to title this podcast. We settled on The Financial Griot which is a play on why we started this in the first place. Normalizing money conversation, dispelling myths and providing solutions on building wealth and most importantly sharing stories, thoughts and ideas.ย Turns out, conversations that elevate doesn't always have to be about dollars and cents. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur and Small…
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The Value of Our Priorities: Renting vs Ownership
Renting vs Ownership as the new American Dream. It all comes down to valuing your own priorities. Home Ownership is still a wealth builder.