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How We Hit Our Financial Goals Every Time
Closing out Summer and Jumping right into Fall 2021. Some months you will like August and some months you're just happy you didn't lose like September. Stock market turbulence can't stop our investing goals and our debt payoff journey.
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Millennial Couple Shares How They Invested over $50,000 in 8 months
Thunderstorms and natural disasters. Repairs and costly renovations. We made it through August, just maybe we can close off 2021 off stronger.
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Pay Me What I’m Worth: a Black Man’s Journey to $100,000+
A reflection of one Black man’s journey from dropping out of Grad School, being broke, terrified and finally taking personal accountability. Written by Lawrence Delva-Gonzalez, CFE and Edited by Ecclesiaste Guerrier, SHRM-CP, DEI Paychecks and Balanced Efforts At some point, any Job will do! I’d like to start by saying, “Personal Accountability is not a bad word.” Growing up watching fictional characters, it was easier for me to attribute success with effort. The Bad guys created obstacles and the Good guys learned something along the way and defeated the obstacles. Over time, like many other Black boys transitioning to Manhood, I forgot about these stories. Better yet, I never knew…
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Do Blacks in the US Deserve Wealth
Despite progress in educational attainment, disposable income and increasing diversity and inclusion efforts, this generation will still face the largest racial and ethnic wealth gaps on the road to equitable prosperity. In essence, this will definitely get worse sooner and last longer.
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Black Media and the Absence of Black Wealth in America
According to 2013 data from a paper by the progressive think tank Institute for Policy Studies, they found that it would take 228 years for the average wealth held by African Americans to catch up.
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Black Men and the Rebirth of the Financial Role Model
Only 17% of Black men have a bachelor’s degree. We have to change that drastically. African American males, ages 16 to 64 have a lower participation rate in the labor force (67% compared to ‘all males’ 80%). It has gotten so bad that over 20% of work-eligible black men did not work for all of 2016. The usual reaction to this is, “Not me”. I’m not here for the emotional vanity so please check your unfettered femininity at home. It might not be you. This is the reality for a lot of people that you don’t run into or communicate with, on your normal work-to-home commute. The people we actively avoid on our…
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The Downside of “Black Girl Magic” and “Black Boy Joy” – Black Financial Wealth Stats (2019)
The Downside of "Black Girl Magic" and "Black Boy Joy" - Black Financial Wealth Stats (2019)
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Extreme Warning! Don’t Be Average. How to reallocate $20,000 per year
The average American household brings in about $68,000 and spends $63,000. After FICA (Social Security and Medicare) tax of 7.65%, the income already drops to $62,798. There you have it, the problem in high definition.
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The Story of a Bad Black Man: the Most Important Speech that Black Men Need to Know
What remains are your words and how you made others feel. So let your's be the story of the Bad Black Man, who saved the world from itself.
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How to Start Your Black Financial Independence Revolution
Every good decision is not binary. Investing in a 401k for example; earns you the matching contribution, tax avoidance, bigger refund, growth in mkt valuation, and even reduction in student loans. It's a smarter way to FI
