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Top 3 Best SMART+ER Goals and Wealth Books of 2022
The Best Books for a meaningful journey. Good Health and Enduring Wealth Start in the Mind. To be honest, I hate reading. It’s not that I’m unable to read vs that I find the activity kinetically slow. In 9th grade, I realize that I’m a rare combo learner: auditory, visual and kinetic. I was more in love with the human expression through storytelling and poetry. It wasn’t until Book Insights Podcast reached out to me to be a guest speaker that I was left wanting. Being a charlatan is an unbecoming trait, too often found in modern society. I wanted, better yet, needed to read more. Setting S.M.A.R.T goals (Specific,…
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We Closed Out Another Year $200,000 Wealthier (Again!). Here’s How We Did It.
Omicron scare, Back Pay, Student Loan Forbearance, and another December Santa Claus rally - all in one week. All of which made us Wealthier.
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Jollof is just mushy tomato paste flavored rice!
Contrary to popular belief, Jollof rice is not that good, says Lawrence Delva-Gonzalez. He wanted to make that clear before all of Nigeria bans him from any future travel. Along with Ghana and Senegal, he truly deserves it. Lovely Merdelus tried to warn him but he didn't listen. However, this is still a good conversation about Finances in the Diaspora and what we all can do to learn from each other. The goal of the podcast is to expose people to the novel idea of thinking for ourselves, finding 90% of the ways we agree and accepting 10% of the ways we disagree with each other. Is Jollof just rice…
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The Black Middle-class and Retiring in a Crisis
The Neighborhood Finance Guy writes about financial literacy topics: Financial Planning, Budgeting, Boomers to Millennial Money Management, Investment Strategies, Retirement tips, and more. The goal is to help you make effective decisions and set S.M.A.R.T goals with your money. The information is free but the struggle is not sold separately. And if you are into this sort of thing; the blog is PLUTUS nominated, I studied Accounting with a Specialization in Taxation, served in the US Marine Corps, and now work as an Auditor. Summary: When White America catches the Flu, Black America catches COVID Research finds that the economic inequality and racial wealth gap continue to grow. Black and…
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How We Hit Our Financial Goals Every Time
Closing out Summer and Jumping right into Fall 2021. Some months you will like August and some months you're just happy you didn't lose like September. Stock market turbulence can't stop our investing goals and our debt payoff journey.
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Millennial Couple Shares How They Invested over $50,000 in 8 months
Thunderstorms and natural disasters. Repairs and costly renovations. We made it through August, just maybe we can close off 2021 off stronger.
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Pay Me What I’m Worth: a Black Man’s Journey to $100,000+
A reflection of one Black man’s journey from dropping out of Grad School, being broke, terrified and finally taking personal accountability. Written by Lawrence Delva-Gonzalez, CFE and Edited by Ecclesiaste Guerrier, SHRM-CP, DEI Paychecks and Balanced Efforts At some point, any Job will do! I’d like to start by saying, “Personal Accountability is not a bad word.” Growing up watching fictional characters, it was easier for me to attribute success with effort. The Bad guys created obstacles and the Good guys learned something along the way and defeated the obstacles. Over time, like many other Black boys transitioning to Manhood, I forgot about these stories. Better yet, I never knew…
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Do Blacks in the US Deserve Wealth
Despite progress in educational attainment, disposable income and increasing diversity and inclusion efforts, this generation will still face the largest racial and ethnic wealth gaps on the road to equitable prosperity. In essence, this will definitely get worse sooner and last longer.
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Black Media and the Absence of Black Wealth in America
According to 2013 data from a paper by the progressive think tank Institute for Policy Studies, they found that it would take 228 years for the average wealth held by African Americans to catch up.
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Black Men and the Rebirth of the Financial Role Model
Only 17% of Black men have a bachelor’s degree. We have to change that drastically. African American males, ages 16 to 64 have a lower participation rate in the labor force (67% compared to ‘all males’ 80%). It has gotten so bad that over 20% of work-eligible black men did not work for all of 2016. The usual reaction to this is, “Not me”. I’m not here for the emotional vanity so please check your unfettered femininity at home. It might not be you. This is the reality for a lot of people that you don’t run into or communicate with, on your normal work-to-home commute. The people we actively avoid on our…
