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Making Net Worth Wealth Goals FIRE for Fall 2020
T’is the start of my favorite FIRE money season. Bustling New Budgets and Money Managing Changes to Close out the year.
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Avoiding being Broke, Fireworks, Making Money, and Millennial Investing
Our net worth climbed from the gutter of March 23, 2020 and it’s been on a rampage ever since. Up a solid 8.81%. The fiancée took a much needed family break for a month to handle more wedding stuff. I, on the other hand, headed south to handle turn over for the rental property in Tallahassee with repairs.
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How to Increase Your Financial Awareness
From Bill Gates, Oprah Winfrey, Beyoncé, Richard Branson, Steve Jobs, Arianna Huffington, Ray Dalio and etc.; they all seem to have that "It factor". They mastered their financial equation. Your Financial Intelligence is comprised of three parts: Intelligence Quotient (IQ) + Emotional Quotient or Emotional Intelligence (EQ) + Adversity Quotient. Those who can quickly assess their weaknesses, mask or complement them instantly become successful.
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How America created a Damaged Generation destined to go Broke
Stats and Facts that Keep People Broke Every generation swears by specific brands. From Millennials to their bitter rivals, baby boomers, to the newest rivals Gen Z, and forgotten Gen X. The king of media today is likely DISNEY with NETFLIX bowing out, however, the true ozone destroyer and landfill regulator is Amazon. According to a Morning Consult study, we all can’t stop the constant easy shipments to our homes. According to the Consumer Expenditure of 2018 (updated September 2019), the average household income (pre-tax) in the United States hovers around $78,635, with average expenses of $61,224. After taxes, that’s pretty much breakeven for most people. But what if your household isn’t keeping up? Going Beyond Average…
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5 Easy Steps to Boost Your Linkedin And Get Noticed
Alainta Alcin stated that I should do a “How to Improve Your Linkedin” article. For one, she is not the boss of me so “NOPE”. I didn’t want to at first. Once I began clicking around on my profile, it became clear that I had tons of gaps. My first job at McDonald’s was on there for no reason at all. Just taking up space. There were grammatical errors and job description Copy + Paste moments. Who was I fooling? It looked like a sophomoric mess. How to Improve Your Linkedin Make the changes, hopefully it makes more “cents” for you in the end. See you are not alone in…
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Understanding the Value of Your Net Worth and Avoiding Flex Culture
Ramping up on Flex Expenses 2019 ramped up the “Post to Flex” motif to 1000%. International travel has received a massive boom in interest (largely due to Instagram) and the dollars have increased to ridiculous numbers. According to the World Travel and Tourism Council, last year travel and tourism grew 3.9%, contributing to a growth of 319 million jobs and $8.8 trillion in hard smackers. The travel industry is becoming the second-fastest-growing sector in the world. On the other hand, “Breakfast habits are shifting to fit consumers’ busy schedules and include more snacking, less traditional breakfast foods, and eating on-the-go during the morning hours,” per Hannah Spencer, Foodservice Analyst. All while Brunch…
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Here are The Five Cardinal Rules of Personal Finances
“Sometimes life knocks you on your ass… get up! Happiness is not the absence of problems, it’s the ability to deal with them” Steve Maraboli Unemployed and Unemployable After watching Elizabeth White’s desperate plea over the internet for those who are “unemployed at 55 and faking normal”, I realized a few things. For over 25 years, she broke what I’ll dub “the five cardinal rules of personal finances”. Elizabeth White is a highly educated and resourceful professional who at times in her career was making over $100,000 per year and sometimes $200,000 per year. She was a far cry from those struggling to make ends meat. She was to all extent and purpose, “living…
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What Every Millennial Black Woman needs to know about Money
Per the 2015 Asset Funders Network report, the median wealth of White single women was $15,640. The median wealth for single Black women and Latina women was $200 and $100 respectively. The usual reaction to this is, “Not me”. We have to settle quickly into this new acceptance phase and dig through the actual statistics because Black millennials are simply underprepared. For Black women, it’s not a just glass ceiling; it’s a thick platinum beam. Underpaid and Undervalued Given the current direction of the black community, it’s time to rely on our individual strength and “Lift as We Climb”. It is important to note that wealth in this country looks very different for white…
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Critical Tips and Tricks That You Need to Know Before Buying a Home
When I bought my first home/condo in late October 2016, once the paperwork was signed and the keys were rendered to me, I sat on the floor and thanked God for that moment. I also proceeded to play ratchet music for the next hour. By November 2016, the 2nd-floor pipe froze and voila rain forest in the living room. I actually laughed. I wasn’t even in town so I figured that I rather go to sleep and handle it in the morning. For one, the floor was eventually replaced and the drywall was painted over once the home dried; I walked away with an important lesson. “Nothing Works All The Time…”…
