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Why Poor People Who Buy Used Cars, End Up Rich
Turns out Poor People who buy used cars can end up rich?! Learn how to cut the luxury expense and invest the difference.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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The Average US Home in 2020 Spent $61,334. How Much Did We Spend?
The Average American Household earned $84,352 pre-tax and spent over $61,334 in 2020. Unfortunately, they only saved $7,246. How did we do?
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If You Think It Costs A lot Today, Check Out These 2040 Estimates
Nothing erodes Wealth faster than Inflation. If the cost is $60k in 2020, it will balloon to $100k by 2040. Are you making the adjustments?
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Media Says Black People are Poor… Again
Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing the Racial Wealth Gap and why it keeps popping up every year. On this episode of the Financial Griot, we dish out our thoughts on the latest stats that paints Black people as poor and impoverished. The goal with this conversation is to give you actionable ideas that changes the narrative and helps move the conversation forward. The Financial Griot is all about engaging the narrative to lead us to a brighter future. Thanks for joining us as we normalize money conversation, dispel myths and provide solutions on building wealth while sharing stories. Turns out financial conversations…
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The Value of Our Priorities: Renting vs Ownership
Renting vs Ownership as the new American Dream. It all comes down to valuing your own priorities. Home Ownership is still a wealth builder.
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You Really Shouldn’t Save For Your Kid’s College
The best way to save for your kid's future is by investing in yourself. A broke parent in retirement is a bigger liability to your family
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Making the Most of Our Financial Priorities
A TNFG Weekly dose of nutritional content worth indulging. Bouncing back from Olympic Level mistakes is possible. You have to be willing to live, earn and overcome.
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Pay Me What I’m Worth: a Black Man’s Journey to $100,000+
A reflection of one Black man’s journey from dropping out of Grad School, being broke, terrified and finally taking personal accountability. Written by Lawrence Delva-Gonzalez, CFE and Edited by Ecclesiaste Guerrier, SHRM-CP, DEI Paychecks and Balanced Efforts At some point, any Job will do! I’d like to start by saying, “Personal Accountability is not a bad word.” Growing up watching fictional characters, it was easier for me to attribute success with effort. The Bad guys created obstacles and the Good guys learned something along the way and defeated the obstacles. Over time, like many other Black boys transitioning to Manhood, I forgot about these stories. Better yet, I never knew…
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TNFG Weekly Chapter 23: Financial Discernment
Learning and understanding the value of financial discernment.
