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How to Set Up Your Month-to-Month Million Dollar Financial Plan
An unwritten and unspoken truth about wealth; “It’s easy if you have a great financial plan.” Financial advisors are merely paid to make the rich richer month-to-month. Here’s how.
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How to Create A Financial Plan that Builds Generational Wealth
October is Financial Planning Month. As such, it's an amazing opportunity to level up like the rich. In this episode, Lawrence Delva-Gonzalez aka our Neighborhood Finance Guy breaks down how you can structure yourself every month of the year in order to build wealth one step at a time. Alainta Alcin and Lovely Merdelus sitting this one out but they will be back in the next episode. In 2016, Lawrence attended two Financial advisory workshops by invitation in Washington, DC. These workshops were tailored to high earners racking in over $125,000+ per year single and over $250,000+ per year as a household. To be honest, they weren't talking about anything…
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Here’s How Much You Need to Invest by Age to Become a Millennial Millionaire
The best part about investing is that the sooner you start, the less it cost and the more you make.
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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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Why Poor People Who Buy Used Cars, End Up Rich
Turns out Poor People who buy used cars can end up rich?! Learn how to cut the luxury expense and invest the difference.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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The Average US Home in 2020 Spent $61,334. How Much Did We Spend?
The Average American Household earned $84,352 pre-tax and spent over $61,334 in 2020. Unfortunately, they only saved $7,246. How did we do?
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If You Think It Costs A lot Today, Check Out These 2040 Estimates
Nothing erodes Wealth faster than Inflation. If the cost is $60k in 2020, it will balloon to $100k by 2040. Are you making the adjustments?
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Media Says Black People are Poor… Again
Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez are three first-generation Haitian Americans discussing the Racial Wealth Gap and why it keeps popping up every year. On this episode of the Financial Griot, we dish out our thoughts on the latest stats that paints Black people as poor and impoverished. The goal with this conversation is to give you actionable ideas that changes the narrative and helps move the conversation forward. The Financial Griot is all about engaging the narrative to lead us to a brighter future. Thanks for joining us as we normalize money conversation, dispel myths and provide solutions on building wealth while sharing stories. Turns out financial conversations…
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The Value of Our Priorities: Renting vs Ownership
Renting vs Ownership as the new American Dream. It all comes down to valuing your own priorities. Home Ownership is still a wealth builder.
