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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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You Really Shouldn’t Save For Your Kid’s College
The best way to save for your kid's future is by investing in yourself. A broke parent in retirement is a bigger liability to your family
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How to Avoid a Lifetime of Debt and Make The Best Financial Moves in College
I was just like you. I was a young laid-back freshman with all the expensive university branded gear. Sweater. Short-Sleeve over Long Sleeve in Florida. Baseball jersey (because I couldn’t afford the football/basketball ones), and two baseball caps. I even had the binders and planner. You Aren’t Official Until You have the College Logo Everywhere I was an official college student, living Off Campus. On the weekends, I spent most of my time; kinda working, not doing homework, partying and pretty much hitting up the ladies (the latter being my priority for some reason). On the weekday, It did the same thing pretty much. I went from getting a pre-college part-time paycheck…
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How to Manage Your Money in College While Living Your Best Life
How to Manage Money In College while Living Your Best Life. From Budgeting, to Saving, to Travel and Investing. On Campus Hack.
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So You Need a High Impact Media Press Kit?!
What’s a Media Kit? First of all, once you start Blogging, Vlogging through YouTube and ultimately gaining an audience, you need to start tracking it. Every fledgling brand needs a media kit or a press kit. A media kit can be a page on your website or a downloadable package of information with the goal to summarize your reach in order to attract advertisers. Growing an audience is hard enough. Doing so without the proper Ad campaign can be costly. You want your side hustle to be a profitable as possible and as soon as possible. A media kit helps. Think of a Media Kit like a robust resume for…
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Love and Money: A Man’s Guide to Not Going Broke While Dating
There are many money-hungry women nowadays (with all due respect). Digging through the weeds will land you the right one but you are bound to catch some splinters.
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Getting Started Early. How to Invest While In College
Graduation hit. You tabulated all the congrats on social media. I’m sure you have 9 pics for your best nine. The haters are mad salty. The Likes are up and the pressure of real-life hasn’t quite hit. So before you hop on your #travelnoire excursion or kick back a few mimosas at brunch consider this, Student loans and Bills are coming! Running a successful wealth building legacy is a relay race, not a solo sprint. What’s working in your favor is time and personal effort. Here’s the outline or success money script that you need to consider. 1. What are your goals? Dreams? Fears? and Aspirations? 2. What’s your Financial Plan for the next 5, 10, 15-years?…
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How to Avoid This Student Loan Debt Trap. I Added $10,000 Without Knowing
Full disclosure, this was my student debt experience. Your experience may vary. Yep, you read it correctly, I once spent $10,000 without knowing in a span of fewer than 18 months. What’s worse is that I have proof. What could have been 2 all-expense paid trips to the Maldives, 2 flights to Carnival (Trinidad and Rio), and/or many baller-rific nights where we would pop bottles; was merely an expense of $10k without knowing. With that said, I’m writing to spare you. As a Financial Coach, Tax Planner, and Bonafide Expert in all things poverty, I would like nothing more than for you to read this, think it over and share it with the nearest college student. Seth…
