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Three Apps that Make Budgeting Easier than Pen and Paper
Budgeting doesn't have to be a terrible ordeal. Here are three apps that redefine your wealth from pen and paper. They make budgeting easy.
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College was Supposed to Do What For Blacks?
84% of Black households in their 30s have student loan debt? How sway? Alainta Alcin and Lawrence Delva-Gonzalez are two first-generation Haitian Americans discussing College, Mentoring and Direction when it comes to closing wealth gap. When the Wallstreet journal drops click bait, we jump on it and tear it apart as always. But seriously, the stats are damning for Colleges and what it takes to shift the income stream upward. We will discuss our thoughts and hopefully have a candid discussion about how to improve the stats going forward. You can find us on our IG accounts: Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta Lovely Merdelus - Entrepreneur…
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How this 31-year old Govt. Auditor Spends $64,000 in DC
In 2014, I moved from Tallahassee, Florida to Washington, DC. An opportunity of a lifetime awaited and I did not hesitate. Similar to the ideas in “Think and Grow Rich“, a good choice should never linger for more than 30 seconds. Making no more than $32,000 annually (before Uncle Sam’s cut) at my last position; receiving a phone call for DOUBLE WAS A NO BRAINER, NO MATTER THE ODDS. What Goes Up Cost of living increases added up quickly. Those first few months were rather rough. I was hit with setbacks: waiting on old paychecks and new paychecks, sleeping on the ground in the cold and dead of winter, without adequate heat…
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Chocolate & Roses: How an Average Couple Added Over $10,000 in Wealth
All is Fair in Love and Wealth. There are Slivers of Real Change in How We Interact with Each Other. Valentine's Day was Personal Again.
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Just when you thought the New Year would be different: Millennial Couple’s Net Worth Tumbles to +$7,000
For my household, the goal for 2021 is to hit $500,000 by March 2021. With the collapse of January, I am pushing back this goal to April or June again. The market is choppy and likely headed towards an instability bubble that threatens to affect those who struggle most.
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Making Net Worth Wealth Goals FIRE for Fall 2020
T’is the start of my favorite FIRE money season. Bustling New Budgets and Money Managing Changes to Close out the year.
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Tracking the Neighborhood Finance Guy’s Best Million Dollar Net Worth
What is a net worth? The nerdy version – your Assets minus your liabilities. In simple terms, what you have (value wise) vs what you owe. This goes way beyond what’s on your bank statement or what you see on the app.
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The Budget of a 37-year old Govt. Auditor Making $100,000+ in DC
… The Budget of a 35-year old Govt. Auditor Making $100,000+ in DC The Budget of a 33-year old Govt. Auditor Making $78,781.50 in DC The Budget of a 31-year old Govt. Auditor Making $64,000 in DC Author’s Note: If you would have told me that I would be on this path and going at this velocity, I wouldn’t have trusted you. After helping over 200 people through small business ideas, resume reviews, financial support, community wealth building, and etc… Your problem is not a lack of money (per se). The problem is with your relationship with money, and by proxy, your relationship with yourself. Your mindset shift will go a…
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Checking Up on How a 35-year old Makes and Spends $100,000+ in DC
The last follow-up to the wildly popular, The Budget of a 33-year old Govt. Auditor Making $78,781.50 in DC, which preceded the other popular one, The budget of a 31-year-old Govt. Auditor Making $64,000 in DC. Corps Backstory And How I Used to Spend My Time Little known fact, I have a tattoo on my left arm that says “Law” in Chinese… Well, at least I hope it says “Law”. Got it back in Palms Springs, CA when I was in Marine Corps Communication, and Electronic School (MCCES), way before it was cool to be tatted up. It was always incomplete and in 2020, I’ll get the tattoo of “Order” on my right…
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How a 33-year old Millennial Makes and Spends $79,000 salary in DC
The Follow-Up to the Budget of a 31-year old Govt. Auditor making $64,000 Salary in DC. To be honest, 2015 was a rough year. Lesson learned – never break up with a girl around New Year; you will be paying for it all year. She went into Mad Queen mode. I ended up having to move 4 times. But like all things, I persisted throughout the process. In gratefulness, I was able to experience different parts of DC on a fast track from Arlington, to Columbia Heights and finally settling on the land beyond the shadows, Largo, MD. In Columbia Heights, I was able to live a sitcom life. Five bedrooms and two baths shared with…
