Intermediate Level
This is the intermediate level of Personal finance.
This section encompasses financial articles who want to excel with wealth, leverage debts, invest in Real Estate, and more. The Neighborhood Finance Guy covers all that and more. From budgeting, life insurance, how to buy your first home, and your first investments up to retirement planning, and tax and estate planning. It's all part of your wealth profile and strategy.
Personal finance depends on your income, expenses, goals, and desires. As such, itโs important to become financially literate, so you can make S.M.A.R.T.E.R decisions.
Here are some intermediate-level tips: Develop or follow the Higher Level Max Financial Plan, Run an inventory of your assets and liabilities, Start tracking your wealth (also known as Net Worth), Set a Budget you can follow, Consider your sweet spot either Real Estate, Small Business and more, Allocate at least 15% for additional debt pay downs, at Least 20%-30%% toward savings, and
- the rest to your needs.
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The Four Horsemen – a Monthly Dividend Portfolio Earning 10%+ Annually
The Four Horsemen of Monthly Dividends offers an investment portfolio that pays out monthly. A Tax Free consideration for Retirement? Average +10% Annual Returns with +6% dividend yield
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How To Build A Long-term Investment Portfolio Earning 250% Annual Return
First Investment Review. How This Black Millennial Couple Beat the Market by 10x in their First Year. Annual Return over 250%.
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How to Build a 5-Yr Investment Portfolio with over 500% Growth
The game has been US-centric but it is not going to matter much longer. 130% growth over 5 years is nice but over 500% is a bigger deal. Play with being average if you want with the advice floating on social media or learn to move beyond being average.