-
Breaking Down Our Strategy to Achieve a $1,000,000 Investment Portfolio
A breakdown of our household's investments as of March 2024 through 2025. Still, on track with the Net/Max Financial Plan to retire early.
-
How We Improved Our Wealth Cash Flow for March
Investments moved up in March 2024, leading to the high performing quarter since 2019. While prices are high, we are still pressing on with our cash flow. It's costing the average household an extra $6,000 per year to keep up. The real question is, are you keeping up?
-
Is Investing Still a Better Bet over Saving? Yes!!!
Each year comes with its share of trials and tribulations. The best part of the recent high inflation (2022-2024) is that it is over, now it’s time to realign your financial ducks in order. With the market diving in late March 2024, a few top-performing companies carried the entire economy. This presents a colossal opportunity for investors over long-term savers with cash to spare. The market priced in the losses, we are likely in for at least an 8% to 10% upswing toward the end of the year. If you are ready, it’s time to BUY low and HOLD for dear life. Buy ETFs Low, and Hold for Highs While…
-
How to Rekindle Love and Wealth During an AI Bull Market
All is Fair in Love, Inflation, and Nvidia. Since we can't predict the future best thing to do now is to inflation-proof your net worth. Hopefully this is a start to an AI bull market.
-
Using Whole Life Insurance for Retirement? Read the Fine Print
By now you likely heard of whole life insurance. If not, you are in luck. This is where you really have to read the fine print. If you ever run into an insurance advisor, producer, agent, or associate, just know that they are insurance sellers. They make a commission on the sale. That should be warning enough. Worst yet, they really donโt make that much annually (ref. ). This makes them very desperate which forces them to stretch the truth on the benefits of their services or products. Specifically, if you want to protect your hard-earned dollars, pay attention to the sleight of hand. Keep an eye out for the…
-
How to Create a Modern Savings Plan That Scales
65% of Americans will be impacted by a financial emergency. Only 27% have an emergency plan in place. Hereโs How to Create Your Own Acid Plan
-
2024 Economic State of Black Struggle and its Long-Term Effects on Black Wealth
Are Blacks in America doing better; guess we have to look at the Black statistics to see the results. Over the last 50 years, Black Americans have had substantial social and economic growth. The last four years (post-pandemic) showcased an increase in asset attainment through investing with a general concern its the long-term viable impacts on Black households. While gaining political rights has long been the predominant goal, Black Millennials and Gen-Zers are redefining these long-held beliefs and values. From the pulpit to the global media representation, Blacks in America are entering professions from which they had been blocked. And yet, income lags and net wealth remains low. The Post-Black…
-
How to Invest In 2024 So We Can Catch Flights Not Feelings
Staying on top while we invest in 2024. Catching flights not Feelings!
-
How to Kick-Off Your Wealth for the New Year
Coming off of a rough 2022 and a stellar 2023, we are going right into 2024. While the mental kick-off was slow, it's a relief to have at least one month of solid stock performance to set the tone. 2024 should be challenging but solid.
-
How to Avoid Inflation Post Mass Deportation?
To keep it simple, Mass Deportation will not happen in the way people think. Someone along the line of a 24-hour media cycle, social media pockets and echo chambers, and politicians saying whatever to get votes (through fear, hysteria, and confusion); most people lost the plot. “Go outside and touch grass.” Go outside and stay there to disconnect. Stay off of the media. Be productive. Get healthy physically and mentally and you will see something interesting. Complexity, Nuance, and understanding will return. All that to say people need to separate the election cycle from their understanding of reality. Promises, Promises, and More Campaign Promises 1. America has an immigration problem.…
