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Do You Know Your Financial Numbers? Because Most People are Broke.
Only one out of three Americans actually know what their monthly budget is. If this is any indication, millennials will be in for a huge surprise as they age through society. Our 20s and early 30s were a wild ride of YOLO, Views from the Six, God’s Plan, Fake Love, Best I Ever Had, 0 to 100, In My Feelings, Nice for What, and Worst Behavior. We basically lived a Drake discography. Why is Budgeting important? Personally, I fell out of love with the paycheck to paycheck living. Getting your net worth north of $0.00 is a full-time orgasmic experience. Budgeting is “Peace of Mind in a Bottle” and I’m desperately trying…
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How to Avoid Being Broke & Bougie. Brunches, Day Parties and Spending For the Culture!
Disclaimers upfront… 1. Before anyone gets triggered, just know that this article isn’t primarily about you or your friends, and your love for all things culinary. For the love of brunch, I’m a guy who has over 20 million views on Google Maps, primarily related to food and restaurants – I’m squarely among you or even more bougie (hacked truncation of the word Bourgeoisie). 2. I love numbers and because of how my brain operates, I get intrigued. Ever since I came to DC, I had a nagging feeling that all of these numbers don’t add up (for us) and in turn, adds up to quite a *brunch (bunch – see what I did there) for…
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Everything You Need To Know or You Are Forced To Know About Taxes…
Now that the IRS is back to work; time to get back to filing taxes. The deadline to get it all done is typically April 15 *However, for 2021 it’s May 17, 2021. We get an extra month with two days since it falls on the weekend. 2020 was a different type of year. At least HSAs are still dope. Try not to delay too long, evildoers are hard at work trying to file for you with the refund going back to them. Trust me you don’t want these kinds of problems. “Run and file Asap”, Once you’ve been had; it will take upward to a year to get it corrected with…
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It’s a Mistake Not to Save or Invest as Early As Possible. You only need $30,000.
To save is likely the most powerful word in modern times. But most people rather risk it all on an expensive gamble. Turns out, the Mega Wealth secrets are FREE. Investing early = MEGA difference. With just $30k, or about $3k annually for 10 years invest at the historic average rate of growth; you can be rich too. Waiting until your 30s, 40s, and 50s will cost you more. Waiting until you are in your 60s is a death sentence. Savvy investors understand the benefits of investing early and taking advantage of the potential gains from compound interest. The entire Financial Independence and Retire Early (FIRE) movement is based on this…
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TNFG Weekly Chapter 8.5: Healing Broken Financial Relationships
TNFG Weekly is a dose of my favorite nutritional content and nuggets that’s worth indulging. Sharing Financial Wholeness through Mindset, Articles, Spirituality, Health, Food, Fitness, Books, and etc. This is a conversation on Healing Through Financial Brokeness.
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The Downside of “Black Girl Magic” and “Black Boy Joy” – Black Financial Wealth Stats (2019)
The Downside of "Black Girl Magic" and "Black Boy Joy" - Black Financial Wealth Stats (2019)
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Don’t Miss Out on Your State’s Student Loan Tax Credits!
“Biden’s chief of staff said that the president asked the Education Department to review his legal authority to cancel debt and that he will determine how he could proceed.” NBC News, April 1, 2021 With this headline, twitter was a buzz with conversation again from those holding their breaths to hopefully see Student Loan reform. Additionally, with more than 40 million Americans with student loan debt, the last stimulus surprisingly did not include any student loan debt cancellation promises or ideas. The Federal Reserve estimates that Americans owed more than $1.7 trillion in student loans. Available Federal Student Loan Debt Relief Beyond the grim news, there are options. Especially, during…
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TNFG Weekly Chapter 8: Protecting Your Financial Mental Energy
TNFG Weekly is a dose of my favorite nutritional content and nuggets that’s worth indulging. Sharing Financial Wholeness through Mindset, Articles, Spirituality, Health, Food, Fitness, Books, and etc.
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Setting Up The Ultimate Retirement Hack to Living for FREE
More People Should Build Wealth. It's Easier than You Think. Most Millennials Can and Should Consider Becoming Millionaires.
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A Real Tough Financial Wake Up Call – How to Stop Being Another Broke Millennial
2015 was a Financial Wake Up Call with Ultimately Became the Catalyst that I Needed to Become Wealth. Embrace the Bad to Enjoy the Good.
